Posted May 02, 2024 23 views
- Proficient in MS Office
- Strong analytical skills
- Team management
- Time management
- Ability to work under pressure
- Sound communication and interpersonal skills
- Responsible for the direction, coordination and evaluation of micro credit business.
- Lead the branch effectively in order to ensure the achievement of profitability
- objectives and sale of asset products while adhering to MMBL policies and SBP
- regulations.
- Develop the relationship strategy for the assigned branch/area of responsibility with
- due focus on the verification, loans disbursement, collection and cross-sell.
- Manage the relationship process of the branch and help to achieve the objectives
- through timely sales, verification and collection.
- Build and retain the highest level of motivation in the team to achieve maximum
- business volumes and employee retention.
- Provide the leadership to relationship officer so they are highly productive in his/her
- individual capacity. Each of the relationship officer should be trained and assisted to
- assume his/her position as a first level of credit review that can correctly assess and
- verify the customer s income/demographics with the view to establish customer s
- need and credibility for the proposed loan.
- Undertake capacity planning to meet the assigned tangible objectives of loan
- volumes and zero default through effective and timely verification, collection and
- cross sell.
- Organize and deploy resources to match the business priorities in the branch and
- take the best return from each team member in terms of the assigned objectives.
- Co-ordinates with operations department to ensure the timely disbursals of loans
- while retaining the integrity of the process and documents.
- Take ownership of collection in the branch and ensure zero portfolios at risk (PAR)
- and zero loss.
- Seek opportunities to support and build the branch base in deposits through active
- solicitation of existing relationship customers.
- To effectively manage the portfolio, maintain MIS reports for verification, loan
- disbursement and collections.
- Support branch service through positive relationship with customers and help build
- the bank s image/reputation in the community /market.
- Identify portfolio risks and inform the branch manager/relationship manager on all
- matters related to it.
- Undertake self-assessment of respective area and be ready for review /audits by
- internal /external auditors and SBP or other regulators.
- Hold a Bachelor s degree from a reputable Institution, however MBA will be
- preferable.
- Have a minimum of 3 years experience of working in microfinance industry.
Job Details
Mobilink Bank
Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
What is your Competitive Advantage?
Similar Job Titles
Customer Relationship Manager
Client Relationship Manager
Muzammil Baig
Digital Marketing Manager
IT Services Group
Usman Habib
Recruitment & Training Executive
ACS Synergy (Pvt) Ltd.
Zubair Anjum
Business Excellence Specialist
Nestle Pakistan
Aqib Irshad
Head of HR, Training & OD
FINCA
Ayesha Shaukat
Social Media Marketing Manager
Ivoke
Zohaib Ali
Marketing Manager
Digital Online Devices
Babar Ahmed Khan
Territory Sales Manager
Engro Foods
Ali Aziz
CEO
Shopistan
Mona Sharif
Senior Team Lead
Konext PVT. LTD
Sehrish Azhar
Motivational Speaker & Blogger
Living Upbeat
