• Proficient in MS Office
    • Strong analytical skills
    • Team management
    • Time management
    • Ability to work under pressure
    • Sound communication and interpersonal skills
    • Responsible for the direction, coordination and evaluation of micro credit business.
    • Lead the branch effectively in order to ensure the achievement of profitability
    • objectives and sale of asset products while adhering to MMBL policies and SBP
    • regulations.
    • Develop the relationship strategy for the assigned branch/area of responsibility with
    • due focus on the verification, loans disbursement, collection and cross-sell.
    • Manage the relationship process of the branch and help to achieve the objectives
    • through timely sales, verification and collection.
    • Build and retain the highest level of motivation in the team to achieve maximum
    • business volumes and employee retention.
    • Provide the leadership to relationship officer so they are highly productive in his/her
    • individual capacity. Each of the relationship officer should be trained and assisted to
    • assume his/her position as a first level of credit review that can correctly assess and
    • verify the customer s income/demographics with the view to establish customer s
    • need and credibility for the proposed loan.
    • Undertake capacity planning to meet the assigned tangible objectives of loan
    • volumes and zero default through effective and timely verification, collection and
    • cross sell.
    • Organize and deploy resources to match the business priorities in the branch and
    • take the best return from each team member in terms of the assigned objectives.
    • Co-ordinates with operations department to ensure the timely disbursals of loans
    • while retaining the integrity of the process and documents.
    • Take ownership of collection in the branch and ensure zero portfolios at risk (PAR)
    • and zero loss.
    • Seek opportunities to support and build the branch base in deposits through active
    • solicitation of existing relationship customers.
    • To effectively manage the portfolio, maintain MIS reports for verification, loan
    • disbursement and collections.
    • Support branch service through positive relationship with customers and help build
    • the bank s image/reputation in the community /market.
    • Identify portfolio risks and inform the branch manager/relationship manager on all
    • matters related to it.
    • Undertake self-assessment of respective area and be ready for review /audits by
    • internal /external auditors and SBP or other regulators.
    • Hold a Bachelor s degree from a reputable Institution, however MBA will be
    • preferable.
    • Have a minimum of 3 years experience of working in microfinance industry.
  • 工作详细内容

    全部职位:
    1 发布
    工作类型:
    工作地址:
    性别:
    没有偏好
    在之前申请:
    Jul 01, 2024
    发布日期:
    May 02, 2024

    Mobilink Bank

    · 1001-1500 员工 -

    Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

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