First Habib Modaraba (FHM) is operating in Pakistan’s financial market as a Non-Bank Islamic Financial Institution as one of the pioneers within the Modaraba sector. With a track record of excellent performance of more than 3 decades is the success story of dedication and commitment to provide investors with a sound and continuous return. Consistency in the distribution of dividends among the certificate holders along with the increase in certificate holders’ equity has made FHM a top performing Modaraba within the Modaraba sector.