概要

A challenging and responsible position with skill orientation where creativity, innovation and sound br/management can be utilized to produce and maintain a motivated, profit minded work force while allowing br/growth in the organization.

工作经历

公司标识
Relationship Manager
Khushhali Microfinance Bank Limited - (KMBL)
Apr 2022 - 代表 | Muzaffargarh, Pakistan

Main Duties1. Business GrowthIdentify potential asset customer and ensure business Growth.Achieve assigned targets of all products and services via regularsale2. portfolio ManagementPortfolio performance review and proactive collection persualensuring key portfolio and collection indicatorsCCR, PAR & W/OFF are within the assigned benchmark.3.Team Building & ManagementEffective manage team, identify skill gap and impart on jobtraining to make their team knowledge and skills in accordancewith their job requirements

公司标识
Relationship Manager
Khushhali Microfinance Back Limited
Apr 2022 - Nov 2024 | Muzaffargarh, Pakistan

Main Duties
1. Staff Capacity Building
Assist and train the staff in all relevant steps of his responsibility
and in accordance to product procedures.
2. Business development
Ensure staff are maintaining desired portfolio mix
3. Portfolio Quality
Ensure regular and effective Monitoring of the general loans
Pre - post field verification in accordance with policy.

公司标识
Team Leader
Khushhali Microfinance Bank Limited - (KMBL)
Jul 2021 - Apr 2022 | Muzaffargarh, Pakistan

Main Duties1. Staff Capacity BuildingAssist and train the staff in all relevant steps of his responsibilityand in accordance to product procedures.2. Business developmentEnsure staff are maintaining desired portfolio mix3. Portfolio QualityEnsure regular and effective Monitoring of the general loansPre - post field verification in accordance with policy.

公司标识
Asset Quality Specialist
Khushhali Microfinance Bank Limited - (KMBL)
Apr 2019 - Jul 2021 | Muzaffargarh, Pakistan

Main Duties1. Pre Disbursement and Clients Quality Verification.2. Portfolio analysis & Default Management3. Complaince & Reporting

公司标识
Loan Officer - General Loan
Khushhali Microfinance Bank Limited - (KMBL)
Jul 2017 - Apr 2019 | Muzaffargarh, Pakistan


Main Duties1. Conduct financial analysis, business cash flow and business worthiness and achieve credit Target2.Proactive Recovery follow ups to make sure that 100 dues are recovered with in time frame3.To manage the health of credit portfolio with handsome GLP at minimum PAR

学历

Government Post graduate commerce College Dera Ghazi Khan
硕士, 贸易硕士学位, M.COM‎
Accounting & Finance
所占比重 64%
2016
Government Post graduate commerce College Dera Ghazi Khan
学士, 贸易学士, B.Com‎
Accounting & Finance
所占比重 63%
2014
Zakarya Science Higher Secondary school karamdad Quraishi
中级/A级, 理学院(工程预科), FSC‎
Mathematics
所占比重 52%
2012
Government Higher Secondary School shah jamal
大学入学/0级, 科学, matric‎
Science
所占比重 60%
2009

技能

熟练 Account Management
中级 Accounting
中级 Accounts Finalization
初学者 Accounts Software Command
初学者 Administration Knowledge
中级 AML
熟练 Analytical Skills
熟练 Branch Management
熟练 Branch Operations
初学者 Branch Support
中级 Business Intelligence
中级 Business KPIs
熟练 Business Strategies
中级 Carve out Financial Statements
熟练 Client Relations Management
熟练 Corporate Financial Reporting
熟练 Credit Proposals
中级 Cross Cultural Communication Skills
初学者 Customer Handling
中级 Customer Relationship
中级 Data Management
熟练 Excel Reporting
熟练 Expense Management
初学者 Export Development
熟练 Field Task Management
中级 Finance Reporting
中级 Financial Accounting
熟练 Financial Analysis
初学者 Financial and Budgeting Skills
中级 Financial Management
熟练 Financial Reconciliation
熟练 Financial Reporting
中级 Fund Accounting
中级 Inventory Management
中级 ISBP
中级 Leadership Skills
中级 Market Commercial and SME Banking Products
中级 Microsoft Office 1
熟练 Microsoft Office Accounting
熟练 MS Excel
初学者 MS Office
熟练 Office Management
熟练 Office Support
中级 Official Tasks Handling
熟练 Portfolio
熟练 Portfolio Management
熟练 Quality Control Cutting
熟练 Record Keeping
熟练 Relationship Management
熟练 Relationship-Building Skills

语言

初学者 旁遮普语
中级 英语
熟练 乌尔都语