خلاصہ

A challenging and responsible position with skill orientation where creativity, innovation and sound br/management can be utilized to produce and maintain a motivated, profit minded work force while allowing br/growth in the organization.

تجربہ

کمپنی کا لوگو
Relationship Manager
Khushhali Microfinance Bank Limited - (KMBL)
اپریل ۲۰۲۲ - موجودہ | Muzaffargarh, Pakistan

Main Duties1. Business GrowthIdentify potential asset customer and ensure business Growth.Achieve assigned targets of all products and services via regularsale2. portfolio ManagementPortfolio performance review and proactive collection persualensuring key portfolio and collection indicatorsCCR, PAR & W/OFF are within the assigned benchmark.3.Team Building & ManagementEffective manage team, identify skill gap and impart on jobtraining to make their team knowledge and skills in accordancewith their job requirements

کمپنی کا لوگو
Relationship Manager
Khushhali Microfinance Back Limited
اپریل ۲۰۲۲ - نومبر ۲۰۲۴ | Muzaffargarh, Pakistan

Main Duties
1. Staff Capacity Building
Assist and train the staff in all relevant steps of his responsibility
and in accordance to product procedures.
2. Business development
Ensure staff are maintaining desired portfolio mix
3. Portfolio Quality
Ensure regular and effective Monitoring of the general loans
Pre - post field verification in accordance with policy.

کمپنی کا لوگو
Team Leader
Khushhali Microfinance Bank Limited - (KMBL)
جولائی ۲۰۲۱ - اپریل ۲۰۲۲ | Muzaffargarh, Pakistan

Main Duties1. Staff Capacity BuildingAssist and train the staff in all relevant steps of his responsibilityand in accordance to product procedures.2. Business developmentEnsure staff are maintaining desired portfolio mix3. Portfolio QualityEnsure regular and effective Monitoring of the general loansPre - post field verification in accordance with policy.

کمپنی کا لوگو
Asset Quality Specialist
Khushhali Microfinance Bank Limited - (KMBL)
اپریل ۲۰۱۹ - جولائی ۲۰۲۱ | Muzaffargarh, Pakistan

Main Duties1. Pre Disbursement and Clients Quality Verification.2. Portfolio analysis & Default Management3. Complaince & Reporting

کمپنی کا لوگو
Loan Officer - General Loan
Khushhali Microfinance Bank Limited - (KMBL)
جولائی ۲۰۱۷ - اپریل ۲۰۱۹ | Muzaffargarh, Pakistan


Main Duties1. Conduct financial analysis, business cash flow and business worthiness and achieve credit Target2.Proactive Recovery follow ups to make sure that 100 dues are recovered with in time frame3.To manage the health of credit portfolio with handsome GLP at minimum PAR

تعلیم

Government Post graduate commerce College Dera Ghazi Khan
ماسٹرز, ماسٹرز ان کامرس, M.COM‎
Accounting & Finance
فی صد 64%
2016
Government Post graduate commerce College Dera Ghazi Khan
بیچلرز, بیچلرز ان کامرس, B.Com‎
Accounting & Finance
فی صد 63%
2014
Zakarya Science Higher Secondary school karamdad Quraishi
انٹرمیڈیٹ / اے لیول, فیکلٹی آف سائنس (پری انجینئرنگ), FSC‎
Mathematics
فی صد 52%
2012
Government Higher Secondary School shah jamal
میٹرک / او لیول, سائنس, matric‎
Science
فی صد 60%
2009

پیشہ ورانہ مہارتیں

ماہر Account Management
متوسط Accounting
متوسط Accounts Finalization
ابتدائی Accounts Software Command
ابتدائی Administration Knowledge
متوسط AML
ماہر Analytical Skills
ماہر Branch Management
ماہر Branch Operations
ابتدائی Branch Support
متوسط Business Intelligence
متوسط Business KPIs
ماہر Business Strategies
متوسط Carve out Financial Statements
ماہر Client Relations Management
ماہر Corporate Financial Reporting
ماہر Credit Proposals
متوسط Cross Cultural Communication Skills
ابتدائی Customer Handling
متوسط Customer Relationship
متوسط Data Management
ماہر Excel Reporting
ماہر Expense Management
ابتدائی Export Development
ماہر Field Task Management
متوسط Finance Reporting
متوسط Financial Accounting
ماہر Financial Analysis
ابتدائی Financial and Budgeting Skills
متوسط Financial Management
ماہر Financial Reconciliation
ماہر Financial Reporting
متوسط Fund Accounting
متوسط Inventory Management
متوسط ISBP
متوسط Leadership Skills
متوسط Market Commercial and SME Banking Products
متوسط Microsoft Office 1
ماہر Microsoft Office Accounting
ماہر Ms Excel
ابتدائی MS Office
ماہر Office Management
ماہر Office Support
متوسط Official Tasks Handling
ماہر Portfolio
ماہر Portfolio Management
ماہر Quality Control Cutting
ماہر Record Keeping
ماہر Relationship Management
ماہر Relationship-Building Skills

زبانیں

ابتدائی پنجابی
متوسط انگریزی
ماہر اردو