概要

I am young, energetic, enthusiastic and hard working person. I have full command in my field. To work with organization where I can my versatile skills. Get more knowledge, experience and my abilities capacity for Hard Work can lead to opportunities for Growth and Advancements.

工作经历

公司标识
Relationship officer (Credit Officer)
FINCA Microfinance Bank Ltd.
May 2018 - Aug 2023 | Shorkot, Pakistan

The main role if this job is to offer lending jg services to the concerned client and evaluate them if they are capable and eligible with our requirement then facilitate them with lending(loans) and receiver the particular amount within adequate period of time.

公司标识
Relationship officer
FINCA Microfinance Bank Ltd.
May 2018 - Aug 2023 | Shorkot, Pakistan

Being a relationship officer in the bank I have major two task one is to ascertaining and assessing inquiry and scrutiny the best one to facilitate with the lending/loaning .
And the second one is to collect/recover the amount is on time from the clients.

公司标识
Relationship Officer (Credit Officer)
FINCA Microfinance Bank Ltd.
May 2018 - Aug 2023 | Shorkot, Pakistan

Over the span of five years as a Relationship officer, I have successfully evaluated and approved loan applications and credit requests from individuals and businesses. I have developed a strong expertise in analyzing financial statements, credit reports, and relevant information to assess creditworthiness and determine suitable loan amounts, terms, and conditions.In my first year, I quickly grasped the fundamentals of reviewing financial information, credit histories, and collateral documentation to make informed loan decisions. I demonstrated an ability to assess risk and ensure compliance with lending regulations and company policies.By my second year, I had expanded my skill set and became proficient in independently evaluating loan applications and credit requests. I effectively communicated with customers, gathered necessary information, provided guidance on improving credit scores, and assisted with the loan application process. I also developed a solid understanding of debt collection processes and actively participated in resolving credit-related issues.Building on my experience, in years three to four and five I further honed my skills in evaluating creditworthiness and became more adept at analyzing and evaluation of the clients  reports and taking decisions fairly individually to facilitate them.overall it was great journey to leaning new things,skills, to handling different situations and to work accordingly.

学历

Virtual University of Pakistan
哲学硕士, MBA finance ‎
Finance
Completed
2020
Virtual University of Pakistan
硕士, 工商管理硕士学位, MBA equiv-MS‎
Finance
CGPA 2.5/4
2020
Virtual University of Pakistan
硕士, 贸易硕士学位, M.B.S (Master Of Bussiness Study)‎
Business Education, Business Finance, Management, HRM, Marketng, MBS, Master Of Business Study
CGPA 3.1/4
2016
University of the Punjab
硕士, 贸易学士, B.Com‎
Accounts, Taxation, Business Law
所占比重 46%
2014
Pakistan Board of Technical Education Lahore
中级/A级, 贸易学学生, Diploma in Commerce‎
Accounting, Mathematics, Banking
所占比重 57%
2012
Govt Higher Secondary Education Board Faisalabad
非预科, Matric in Science‎
Science Subjects
Completed
2010

技能

熟练 Accounting
熟练 Agri Knowledge
熟练 Banking
熟练 Banking Knowledge
熟练 Banking Relationships Management
熟练 Branch Support
熟练 Business Development
熟练 Business Development Skills
熟练 Business Development Strategies
熟练 Business Strategy
熟练 Client Acquisition Skills
熟练 Client Followup
熟练 Client Relationship
熟练 Client Relationship Management
中级 Commercial Loans and Finance Knowledge
中级 Compliance
熟练 Computer Efficient
中级 Conservation Awareness
熟练 Coordination Skillss
熟练 Credit Management
熟练 Customer Communication Skills
熟练 Customer Services
熟练 End to End Sales
中级 Financial Analysis
中级 Goal Orientation
中级 Hard-working
熟练 Integrity
中级 Interpersonal Leadership
熟练 Lead Generation
熟练 Market Knowledge
熟练 Microsoft Excel
初学者 Multi-tasking
熟练 Portfolio Management
熟练 Problem Solving
熟练 Relations Management Skills
熟练 Relationship Building
熟练 Relationship Management
熟练 Scale Management
熟练 SME Banking
熟练 Trade Finance Knowledge
熟练 Trade Negotiation

语言

熟练 旁遮普语
熟练 英语
熟练 乌尔都语