خلاصہ

I am young, energetic, enthusiastic and hard working person. I have full command in my field. To work with organization where I can my versatile skills. Get more knowledge, experience and my abilities capacity for Hard Work can lead to opportunities for Growth and Advancements.

تجربہ

کمپنی کا لوگو
Relationship officer (Credit Officer)
FINCA Microfinance Bank Ltd.
مئی ۲۰۱۸ - اگست ۲۰۲۳ | Shorkot, Pakistan

The main role if this job is to offer lending jg services to the concerned client and evaluate them if they are capable and eligible with our requirement then facilitate them with lending(loans) and receiver the particular amount within adequate period of time.

کمپنی کا لوگو
Relationship officer
FINCA Microfinance Bank Ltd.
مئی ۲۰۱۸ - اگست ۲۰۲۳ | Shorkot, Pakistan

Being a relationship officer in the bank I have major two task one is to ascertaining and assessing inquiry and scrutiny the best one to facilitate with the lending/loaning .
And the second one is to collect/recover the amount is on time from the clients.

کمپنی کا لوگو
Relationship Officer (Credit Officer)
FINCA Microfinance Bank Ltd.
مئی ۲۰۱۸ - اگست ۲۰۲۳ | Shorkot, Pakistan

Over the span of five years as a Relationship officer, I have successfully evaluated and approved loan applications and credit requests from individuals and businesses. I have developed a strong expertise in analyzing financial statements, credit reports, and relevant information to assess creditworthiness and determine suitable loan amounts, terms, and conditions.In my first year, I quickly grasped the fundamentals of reviewing financial information, credit histories, and collateral documentation to make informed loan decisions. I demonstrated an ability to assess risk and ensure compliance with lending regulations and company policies.By my second year, I had expanded my skill set and became proficient in independently evaluating loan applications and credit requests. I effectively communicated with customers, gathered necessary information, provided guidance on improving credit scores, and assisted with the loan application process. I also developed a solid understanding of debt collection processes and actively participated in resolving credit-related issues.Building on my experience, in years three to four and five I further honed my skills in evaluating creditworthiness and became more adept at analyzing and evaluation of the clients  reports and taking decisions fairly individually to facilitate them.overall it was great journey to leaning new things,skills, to handling different situations and to work accordingly.

تعلیم

Virtual University of Pakistan
ایم فل, MBA finance ‎
Finance
مکمل
2020
Virtual University of Pakistan
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, MBA equiv-MS‎
Finance
CGPA 2.5/4
2020
Virtual University of Pakistan
ماسٹرز, ماسٹرز ان کامرس, M.B.S (Master Of Bussiness Study)‎
Business Education, Business Finance, Management, HRM, Marketng, MBS, Master Of Business Study
CGPA 3.1/4
2016
University of the Punjab
ماسٹرز, بیچلرز ان کامرس, B.Com‎
Accounts, Taxation, Business Law
فی صد 46%
2014
Pakistan Board of Technical Education Lahore
انٹرمیڈیٹ / اے لیول, انٹرمیڈیٹ ان کامرس, Diploma in Commerce‎
Accounting, Mathematics, Banking
فی صد 57%
2012
Govt Higher Secondary Education Board Faisalabad
نان میٹرک, Matric in Science‎
Science Subjects
مکمل
2010

پیشہ ورانہ مہارتیں

ماہر Accounting
ماہر Agri Knowledge
ماہر Banking
ماہر Banking Knowledge
ماہر Banking Relationships Management
ماہر Branch Support
ماہر Business Development
ماہر Business Development Skills
ماہر Business Development Strategies
ماہر Business Strategy
ماہر Client Acquisition Skills
ماہر Client Followup
ماہر Client Relationship
ماہر Client Relationship Management
متوسط Commercial Loans and Finance Knowledge
متوسط Compliance
ماہر Computer Efficient
متوسط Conservation Awareness
ماہر Coordination Skillss
ماہر Credit Management
ماہر Customer Communication Skills
ماہر Customer Services
ماہر End to End Sales
متوسط Financial Analysis
متوسط Goal Orientation
متوسط Hard-working
ماہر Integrity
متوسط Interpersonal Leadership
ماہر Lead Generation
ماہر Market Knowledge
ماہر Microsoft Excel
ابتدائی Multi-tasking
ماہر Portfolio Management
ماہر Problem Solving
ماہر Relations Management Skills
ماہر Relationship Building
ماہر Relationship Management
ماہر Scale Management
ماہر SME Banking
ماہر Trade Finance Knowledge
ماہر Trade Negotiation

زبانیں

ماہر پنجابی
ماہر انگریزی
ماہر اردو