概要

Responsible for asset and liability sales, business growth, business planning, lead branch effectively to ensure achievement of sales and profitablility objectives,manage customer relationships, to over look cross selling activities,enforce implementation of processes in sales ,service and delivery to customers in accordance with internal bank policies and SBP regulations.Portfolio management,Post disbursement verification,complaiance,staff management and development,Official reporting to higher management.

工作经历

公司标识
Branch Manager
U MICROFINANCE BANK LTD
Oct 2017 - 代表 | Kashmore, Pakistan

公司标识
Branch Manager
The First MicroFinance Bank Ltd
May 2013 - Oct 2017 | Ghotki, Pakistan

公司标识
Relationship Manager
Khushhali Bank Ltd
Aug 2010 - May 2013 | Daharki, Pakistan

Responsibilities
Identify potential customers and ensure business growth to achieve assigned liability assets product sales targets.
Branch Profitability through sustainable business growth, effective portfolio management including controlling the delinquency.
Branch/distribution channel management and routine planning for client acquisition, client retention, and cross-selling techniques and payment collection scheduling and account/portfolio reviews.
Supervision of Branch sales (both asset and liability products
Loan monitoring (Pre Post disbursement) and supervision of loan documentation.nnEnsure effective and standardized internal control, and report as per KBL Policies and SBP regulations.
Develop staff performance on KBL products/processes
Also ascertain the training and development needs of staff, beyond branch capability and recommend them for appropriate courses in order to close skill gap.

公司标识
Business Development Officer
Khushhali Bank Limited
Dec 2006 - Aug 2010 | Daharki, Pakistan

Same as RM

学历

Shah Abdul Latif University
硕士, , MBA‎
Marketing
CGPA 3.5/4
2006
Shah Abdul Latif University
学士, 贸易学士, ‎
Finance and Banking
CGPA 3.2/4
2003
BISE
中级/A级, , HSC‎
General Science
等级 C+
1999
BISE
大学入学/0级, , SSC‎
General Science
等级 B+
1997

技能

熟练 Branch Management
熟练 Business Growth Strategies
熟练 Cash Flow Management
熟练 Client Aquisition
熟练 Client Followup
熟练 Credit Management Planning
熟练 Delinquency Management
熟练 Handling Assignments
熟练 Loan Sales Management
熟练 Microfinance
熟练 Multi-Cultural Team Management
熟练 Portfolio Management
熟练 Profit Center Operations
熟练 Strategic HR Leadership
熟练 Team Motivation
熟练 تقوية العلاقات مع العملاء

语言

熟练 信德语
熟练 俾路支语
熟练 Saraiki
熟练 乌尔都语
中级 英语