Responsible for asset and liability sales, business growth, business planning, lead branch effectively to ensure achievement of sales and profitablility objectives,manage customer relationships, to over look cross selling activities,enforce implementation of processes in sales ,service and delivery to customers in accordance with internal bank policies and SBP regulations.Portfolio management,Post disbursement verification,complaiance,staff management and development,Official reporting to higher management.
Responsibilities
Identify potential customers and ensure business growth to achieve assigned liability assets product sales targets.
Branch Profitability through sustainable business growth, effective portfolio management including controlling the delinquency.
Branch/distribution channel management and routine planning for client acquisition, client retention, and cross-selling techniques and payment collection scheduling and account/portfolio reviews.
Supervision of Branch sales (both asset and liability products
Loan monitoring (Pre Post disbursement) and supervision of loan documentation.nnEnsure effective and standardized internal control, and report as per KBL Policies and SBP regulations.
Develop staff performance on KBL products/processes
Also ascertain the training and development needs of staff, beyond branch capability and recommend them for appropriate courses in order to close skill gap.
Same as RM