概要

WORK EXPERIENCE
Currently working as BRANCH MANAGER in BANK OF PUNJAB, (BAHRIA TOWN) LAHORE since sep 2021. I had joined BANK OF PUNJAB as MANAGER CLIENTS EXPERIENCE ON 29-SEP-2020. I have also worked as BRANCH OPERATIONS MANAGER in MCB ALLAH Hoo CHOWK Branch since 29-Nov-2019 to 15-Sep-2020.Previously worked as Branch Operations Manager in MCB Johar Town R Block Branch and MCB Emporium Mall Branch since 22-Apr-2019 to 28-Nov-2019 and 04-sep-16 to 21-Apr-2019 respectively. I have also worked as Teller Services Supervisor since 09-May-2016 to 03-sep-2016 and as General Banking Officer since 27-Oct-2014 to 06-May-2016.

I have worked as Retail Banking Officer since 18th July 2011 to 30th Jun 2013 and as Chief Teller since 1st Jul 2013 to 24th Oct 2014.

I have worked as Finance Executive since Apr 2010 to Jul 2011.

I have worked as an Accountant since Apr 2007 to May 2009.

EDUCATIONAL QUALIFICATION
ACCA ( 12 out of 14 papers passed) 2022
Associate ship of Institute of Bankers Pakistan (AIBP) 2018
Junior Associate ship of Institute of Bankers Pakistan (IBP) 2014
Masters in Economics University of Karachi 2009
B.COM (Bachelor of Commerce) Govt. College of Commerce Economics, Karachi 2006

工作经历

公司标识
Branch Manager
The Bank of Punjab (BOP)
Sep 2021 - 代表 | Lahore, Pakistan

公司标识
MANAGER CLIENTS EXPERIENCE
The Bank of Punjab (BOP)
Sep 2020 - Sep 2021 | Lahore, Pakistan

公司标识
BRANCH OPERATIONS MANAGER
MCB Bank Limited
Sep 2016 - Sep 2020 | Lahore, Pakistan

 Managing the branch operations-Shift basis, new business, sales of banking products, customer service and teller activities at tier one banking center and work with regulatory compliance , internal policies and procedures
 Branch cash balancing & 11 Off-site ATM balancing reconciliation
 Supervising all cash, clearing, internal transfers transactions
 Managing the branch environment and resolve branch related issues
 Liaison with other branches and within branch for customer signature verifications and further customer/branch related matters
 Provided daily reports to the RH/ROM/GM
 Build and maintained good relationship with customers
 Monitoring and responsibility of continuous audit issues and timely resolution
 Managing the branch related expenses within the budget and compose approvals from RH/ROM
 Monthly reporting to SBP (ITRS)
 Ensure compliance with Banking rules, Regulations, Procedures and Adherence to KYC guidelines and clean note policy and ensure outstanding rating in Audit

公司标识
CHIEF TELLER
United Bank Limited (UBL)
Jul 2011 - Oct 2014 | Lahore, Pakistan

公司标识
FINANCE EXECUTIVE
Four Brothers Group Pakistan
Apr 2010 - Jul 2011 | Lahore, Pakistan

公司标识
Accountant
NISSAN WORLD AUTOMOBILES SINDH
Apr 2007 - Mar 2009 | Karachi, Pakistan

学历

ACCA Pakistan
大专, ACCA‎
Accounting & Finance
Completed
2019
state bank of pakistan
证书, ASSOCIATE SHIP OF INSTITUTE OF BANKERS PAKISTAN‎
Banking & Finance
Completed
2018
State Bank of Pakistan
证书, junior associateship of institute of bankers pakistan‎
Banking & Finance
Completed
2014
University of Karachi
硕士, , Masters in Arts‎
Economics
所占比重 50%
2009
Government College of Commerce & Economics Karachi.
学士, 贸易学士, B.Com‎
Accounting & Finance, Economics, Statistics
所占比重 61%
2006
D.J. Sindh Govt. Science College, Karachi
中级/A级, 理学院(工程预科), FSC PRE ENGINEERING‎
MATHS, Chemistry, Physics
所占比重 71%
2004
Chiniot Islamia Public School
大学入学/0级, 科学, SSC‎
Computer, Physics, Chemistry
所占比重 82%
2002

技能

熟练 Bank Management
中级 Bank-Consumer
熟练 Commercial Retail Banking
熟练 Deep Knowledge of the Subject
中级 Financial Statement Analysis+
熟练 Focused Service
熟练 Handling Assignments
中级 HP Openview Asset Manager
熟练 Internet Banking
中级 Japanese & Korean Language Proficiency
熟练 Microsoft Outlook
熟练 Mobile Banking
初学者 Payroll Processing
中级 Planning and Budgeting
初学者 Provident Fund Management
中级 Social Welfare Management
中级 Stitching Skills
初学者 Stock Control
中级 Tax Preparation Skills
中级 Teller Services
初学者 مهارات إدارة الأموال
熟练 Voucher Management
中级 تخصيص المركبات
中级 تسوية المدفوعات

语言

中级 旁遮普语
熟练 乌尔都语
熟练 英语

Muhammad 联系人

Ayesha Zia
Berger Paints Limited