概要

I am a seasoned and dedicated Financial Controller/Finance Director with an impressive two decades of global experience in finance, treasury, risk management, and accounting. Throughout my career, I have consistently driven positive change within organizations, focusing on revitalizing financial health and ensuring sustained profitability. As a proven leader, I prioritize open communication and positivity in the workplace. I am now seeking new challenges within a professional, growth-focused environment where I can leverage my extensive expertise to drive corporate success and personal growth.


My track record speaks to my ability to contribute significantly to company growth and mitigate risks by transforming internal policies and effectively managing substantial banking and treasury exposures. Through strategic negotiations, I have achieved a remarkable 10% reduction in overhead costs. Proficiency in treasury and risk management has allowed me to optimize investment portfolios, enhance financial performance, and skillfully manage banking facilities, all while mitigating risk through cash insurances and currency monitoring. Notably, I have achieved significant interest savings of US$8 million through strategic financial actions at Binhendi.


In the realm of business development, I excel at aligning financial strategy with business plans, ultimately boosting profits and securing improved funding. I am skilled in creating robust financial models and fostering collaboration among directors. My ability to introduce loyalty programs and identify growth opportunities has proven to be a valuable asset. I am also adept at relationship building, nurturing trust and confidence among banks and displaying deep knowledge of Dubai's banking landscape. My expertise extends to collaborating with senior managers in complex, multi-operational organizations.


 My core competencies encompass a wide range of financial functions, including financial management, risk management, accounting, treasury operations, auditing, and relationship building. Additionally, I possess strong skills in strategic planning, budgeting, cost reduction, cash flow management, banking, investment portfolio management, internal controls, forecasting, negotiation, financial modeling, corporate governance, process improvement, data analysis, and financial reporting and analysis. I am well-versed in various financial software and tools, including ERP systems like Oracle, Microsoft Business Solutions, SAP, and a variety of accounting software packages.


In summary, I bring a wealth of experience, knowledge, and a results-oriented mindset to the world of finance and leadership. I am ready to take on new challenges and make a lasting impact on the financial success of any organization.

项目

Project Finance

工作经历

公司标识
Finance Manager
SPAZIO INTERNATIONAL
Sep 2017 - 代表 | Muscat, Oman

Managed all financial aspects, encompassing financial accounting, pricing strategies, treasury management, budget formulation, asset procurement, technology equipment acquisitions, long-term financial forecasting, and insurance activities. Thorough analyses of sales data, profit projections, budgeted expenses, and overall company operations continuously revealed opportunities for revenue enhancement and cost reduction. A dependable cash flow projection process, inclusive of a minimum cash threshold for operational needs, was developed.
Key Accomplishments:

Ensured compliance with IFRS and IAS regulations by effectively managing accounting policies, standards, and procedures within the accounting department, ensuring financial transparency and integrity.
Introduced and implemented accounting and project accounting systems, ensuring financial tracking to enhance transparency and facilitate accurate resource allocation for optimal financial management and project performance.
Conducted reviews of procedures fostering robust record-keeping, strengthening internal controls, and upholding corporate governance standards to ensure financial accuracy and regulatory compliance.
Scrutinized procedures and computer application systems, upholding robust record-keeping, reinforcing internal controls, and promoting sound corporate governance, contributing to financial accuracy and compliance excellence.
Consistently offered strategic financial input, actively enhancing critical decision-making processes and promoting efficient administrative management, driving the organization\'s financial success and operational effectiveness.
Implemented an effective cash position monitoring mechanism, resulting in optimized liquidity and reduced net borrowing costs. This initiative strengthened the organization\'s financial stability and operational flexibility.

公司标识
Treasury and Finance Director
Binhendi Group
Jan 2012 - Aug 2017 | Dubai, United Arab Emirates

Managed the corporate financial, treasury and risk management team while developing valuable business relations with financial institutions. Geared up marketing, plant and logistics activities to achieve just-in-time inventories within international business settings where all raw materials are imported from different geographic locations. Oversaw core financial processes encompassing annual planning, divisional and business unit budgeting, cash management, treasury operations, internal audit, banking relationships, and long-term corporate and personal portfolio investments. Prepared robust financial business models and conducted qualitative analysis whilst recommending investment decisions.
Key Accomplishments:

Exercised leadership in enhancing profit quality by strategically selecting the optimal product mix and ensuring the provision of sufficient working capital support, thereby driving sustainable financial growth.
Reorganized accounting department while ensuring standards of performance for financial personnel; made recommendations concerning business policy, resource allocation and strategic planning activities to improve bottom-line financial performance and implemented control and reporting systems.
Developed a viable financial and operational strategic plan and managed the activities of corporate legal counsel, accountants, insurance brokers, banks and employee benefits administrators.
Coordinated process improvements, staff development and policy implementation to increase ownership and enhance employee competence for cross functional responsibilities.
Supervised the internal reorganization of the accounting and shipping departments, enabling smoother transitions and facilitating organizational change initiatives to enhance efficiency and effectiveness.
Collaborated closely with the CEO to drive business development efforts, actively identifying and conducting due diligence on potential acquisition targets, contributing to the company\'s growth and expansion strategy.
Enhanced internal accounting policies and procedures, focusing on accuracy and timeliness in reporting, simultaneously mitigating operational and financial risks to bolster the organization\'s financial stability and integrity.
Consolidated and integrated all business units, across operations, financials, people and culture, policy and procedures.
Directed the delivery of divisional financial reporting in compliance with IFRS standards and assumed Board-level responsibility for automating the finance function by successfully implementing SAP, optimizing operational efficiency.

公司标识
Finance Manager (Treasury Head)
Amana Contracting and Steel Building LLC Dubai
Mar 2007 - Apr 2012 | Dubai, United Arab Emirates

Construction, pipelines, steel fabrication, oil and gas. A regional leader in the design-build of industrial and commercial facilities with over 1800 buildings constructed across the region with a total banking exposure of AED 3.8 billion for the year 2011-2012. Strong market reputation and the winner of the Dubai Quality Appreciation Program.
Managed the accounting department, ensuring adherence to IFRS and IAS. Facilitated financial strategies including hedging, forex, and derivatives. Cultivated strong banking relationships and supported strategic decision-making. Implemented robust accounting systems. Led financial oversight, including treasury, pricing, and procurement. Maintained records, controls, and governance. Conducted sales and profit analysis, prepared annual reviews, and delivered timely management reports. Developed and implemented an effective mechanism for monitoring the cash position to ensure that company liquidity is maximized and net borrowing costs are minimized.
Key Accomplishments:

Realized substantial cost reductions through centralized treasury management, including streamlining banking facilities and pricing, optimizing insurance arrangements, coordinating bulk purchases at the group level, and enforcing robust internal controls.
Enabled the group to capitalize on opportunities for maximizing earnings, earning high appreciation from the group CFO and CEO for contributing to overall financial success and growth.
Developed an online treasury module with IT support, effectively controlling banking and treasury functions across group entities, enhancing operational efficiency, and ensuring streamlined financial management.
Conducted operational analysis, identifying revenue improvement opportunities through cost reduction, optimized working capital management, and strategically restructured areas for enhanced efficiency and profitability.
Established a dependable cash flow projection system with a minimum cash threshold, ensuring operational needs for both domestic and international branches were consistently met. This enhanced financial planning and stability.
Assessed all capital expenditure proposals and medium-to-long-term financial commitments, encompassing global letters of guarantees and project-based financing, ensuring prudent financial decision-making and risk management.
Collaborated with branch finance managers, facilitating corporate management accounting, generating MIS reports, and contributing to the preparation of annual budgets and financial forecasts, ensuring sound financial management across branches.
Engaged with banks and investment bankers to secure additional capital needed for expansion and group account consolidation, managing joint venture accounting effectively, fostering financial growth and strategic partnerships.

公司标识
Financial Manager
M/s Micron Distribution L.L.C.
Oct 2004 - Mar 2007 | Dubai, United Arab Emirates

公司标识
Chief Accountant/Financial Controller
M/s Belselah Group LLC
Mar 1999 - Oct 2004 | Dubai, United Arab Emirates

学历

Association of Chartered Certified Accountant UK
证书, ‎
Accounting & Finance, Acca Finalist
Incomplete
2013
Institute of Certified Public Accountants of Pakistan
证书, ‎
Accounting & Finance, CPA
Completed
2012
Hajvery University
硕士, , ‎
Business Finance
1998
University of the Punjab
学士, 贸易学士, ‎
Islamic Banking and Finance
1996

技能

熟练 4 Knowledge of Taxation
熟练 Accounting
熟练 Accounts Administration
熟练 Accounts Finalization
熟练 Accounts Handling
熟练 Accounts Production
熟练 Accounts Receivable Skills
熟练 Accounts Software Command
熟练 Admin Assistance
熟练 Analytical Skills
熟练 Audit Assignment Handling
熟练 Balance Sheet Handling
熟练 Bank Dealing
熟练 Bookkeeping Knowledge
熟练 Budget Forecasts
熟练 Budgeting and Forecasting
熟练 Budgeting Forecasting
熟练 Business Development
熟练 Business Development Strategies
熟练 C Problem Solving
熟练 Chart of Accounts
熟练 Competitor Analysis
熟练 Computer skills
熟练 Cooordination Skills
熟练 Coordination Skills
熟练 Corporate Accounting
熟练 Corporate Finance
熟练 Corporate Financial Reporting
熟练 Cost Control
熟练 Costing
熟练 Data Science
熟练 Delievry Planning
熟练 Departmental Development
熟练 ERP Implementations
熟练 ERP Management
熟练 ERP Software Command
中级 Export Consignments
熟练 Final Accounts
熟练 Finance Management
熟练 Finance Reporting
熟练 Financial
熟练 Financial Accounting
熟练 Financial Analysis
熟练 Financial Audit Compliance
熟练 Financial Modeling
熟练 Financial Ratios
熟练 Financial Reporting
熟练 Financial Risk Management
熟练 Financial Service Management
熟练 Financial Statement Analysis

语言

熟练 英语