An adaptable professional with expertise in diverse areas including data analytics, Banking, credit analysis, administration, accounts, team management, human resources, and coordination. Leverages a comprehensive skill set honed through experience and backed by a strong academic foundation, holding MA in Social Science and MBA in Marketing to drive effective strategies and operations across multiple domains.
Proficiency in Data Analytics using tools such as Excel, Microsoft & Google Analytics, R, Tableau, and statistics.
Business Intelligence & Dashboard Reporting expertise utilizing tools like Ms. Excel and Ms. Power BI.
Demonstrated proficiency in Credit Risk Analysis, Portfolio Management, and Asset Sales Management.
Eight years of leadership as a Branch Manager and two years as a Relationship Manager at a Micro Finance Bank, bringing extensive experience in Branch Banking and Team Management.
A track record of driving Women Empowerment & Poverty Alleviation through tailored training programs and awareness sessions.
Proven ability to organize and lead Focus Group Discussions involving multiple stakeholders on various social issues. Expertise in Community Organization & Development and Administration at a regional level, handling administrative, financial, and human resource matters.
Sound financial acumen involving petty cash management, reconciliation, and cash flow analysis.
My journey in this field includes a year as a Project Coordinator, Nine years Branch Manager across three MFIs and two MFBs, ten months as a District Programme Officer CIF, and my current role as a Regional Associate Business at a reputable Microfinance bank. These experiences have not only honed my professional skills but also fueled my passion for effecting positive change in communities.
- Preparation of different BB dept reports Like Loan officer wise, Branch wise, Region wise Disbursement, Due, OD, Write off, GLP, 1 day 30 day PAR Reports.
- ADMIN and HR related work of all region branches, maintain region petty cash inward outward mail etc.
- Daily Disbursements and Due OD recoveries follow up from Branch Managers, Loan Officers and Head office on day to day matters on daily basis.
- Provide Full support to Regional Manager during Branch visits, coordinate and arrange BM meeting and their logistic Further maintain BB, HRD, ADMIN, Finance and Liability dpt related correspondence records. Like circular, Performance letters etc
- Coordinate with operations team and responsible for logistic support to Branches by providing them required items.
- Daily Deposit, Disbursement and collection projection from Branches.
- Any other responsibilities assigned by Line manager.
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Business Development. Portfolio management