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خلاصہ
CAREEROBJECTIVE
Keep Patience and integrity Looking for organization to utilize my
experience and ideas in the relevant proficiency. I enjoy work with a
team in professional environment.
Where in exchange my devoted and dedicate efforts organization offers
career growth and job security.
Summary
Over 8 years of experience in the Sales department.
Demonstrated ability to work in multicultural environments
Ability to achieve allocated assets targets assigned by organization
Ability to resolve the quires of clients promptly face to face /telephonic
Ability to maintain R/O wise productivity bunch mark
Extensive knowledge to monitor team and compliance
Capability to manage diverse tasks & roles within the framework of organization.
Sound Interpersonal and Communications skills.
Extensive knowledge of various products of banking Enterprise, Agriculture, vehicle, Gold
Loan and SME products on EMI basis or Bullet).
Patience of tolerance to stay with organization in difficult tasks.
تجربہ
Relationship Manager SME
UNITED BANK LTD Relationship Manger (SME) District office Larkana APRIL 2023 To Date Ability to support branches to enhance business within mean time Checking and processing borrowers Reports of Clients.Scrutinizing Customer Profile and Financials for Loan Processing.Obtain and compile copies of loan and applicants credit histories, corporate financial statements and other financial information.Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.Ability to associate with all branches situated within territories of district Larkana to achieve
Relationship Manager MSME
HBL MICROFINANCE BANK LTD (Formerly the First Micro Finance Bank Ltd)Relationship Manager ASSET (MSME) (Larkana Branch) APRIL 2022 to ARIL 2023Manage and Build a Team Work Management of BranchAbility to maintain RO record for daily activity report to BM/AM within time. Processing MSME Loan cases all of BranchChecking and processing borrowers Reports of Clients.Scrutinizing Customer Profile and Financials for Loan Processing.Obtain and compile copies of loan and applicants credit histories, corporate financial statements and other financial information.Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan
Loan Officer MSME
HBL MICROFINANCE BANK LTD (Formerly The First Micro Finance Bank Ltd)Loan Officer MSME (Larkana Branch) AUG 2019 TO April 2022Gain insight on competitors product/services offering for clients and provide to feedback their line mangers. Achieve assigned business targets of products and services on regular basis and identify business opportunities for products and services. Responsible to complete all related loans/ collateral documents and due verificationsto know your customers.Develop and analyze socio-economic and financial statements (cash flow,Income statement and balance sheet etc.) of the customer in order to assess theFinancial soundness of the business and his repayment capacity.
Credit Officer
Worked as a credit Officer for assisting to sale the multiple banking products.
Loan Officer
The First Micro Finance Bank LtdLOAN OFFICER February 2016 to October 2018 Assist to sell Multi products i.e. Enterprise, Agriculture, Gold and Micro Pensioner Loans, forOrganization through door to door marketing,Manage selling of various products in a professional manner through direct sales.Maintain knowledge on all products and present all information appropriately.Monitor all customer queries and ensure timely response to all issues according to eligibilitycriteria.Keep an eye of knowledge on all competitor products and services and analyze allAdvantages and disadvantages for various products.Administer all underwriting processes and maintain records.
