Relationship Officer

U Microfinance Bank

Multiple Cities, Pakistan

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Posted Jul 09, 2026 705 views Report Job

To build a profitable asset portfolio for the branch by selling and marketing bank products to prospective clients after carefully analyzing their potential to repay loans in a timely manner.

Job Responsibilities

Identify potential clients, both individuals and businesses, in need of loans.
Establish strong rapport and relationships with clients.
Act as a salesperson, persuading clients to obtain loans.
Assist clients in the loan application process.
Analyze and verify applications to determine clients' creditworthiness.
Complete documentation in accordance with the bank’s policy.
Obtain necessary approvals before disbursement from the BCC.
Disburse loans after all formalities are satisfactorily completed.
Help clients understand their loan repayment schedules.
Manage repayment schedules for timely recovery of monthly installments.
Follow up on delayed payments.
Initiate collateral liquidation if a client defaults on a loan.
Prepare daily activity reports to be sent to the BM/HO.
Mobilize deposits.
Perform any other tasks assigned by the line manager.

Competencies Required

Achievement of assigned targets for assets and liabilities.
Experience in the microfinance banking industry is preferred.
Ability to work under pressure.
Strong presentation skills.
Excellent communication skills.

Experience and Qualification

Bachelor’s Degree in Business, Commerce, or a related discipline.
2–4 Years of Relevant Banking Experience

Skills

Time Management Relationship Management Retail Sales

Job Details

Industry:

Banking/Financial Services

Functional Area:

Accounts, Finance & Financial Services

Total Positions:

1 Post

Job Shift:

First Shift (Day)

Job Type:

Full Time/Permanent

Department:

BRANCH JOBS

Job Location:

Multan, Arifwala, Burewala, Dunyapur, Jalal Pur Priwala, Khanewal, Mian Chunnu, Alipur, Pakistan

Gender:

No Preference

Minimum Education:

Bachelors

Degree Title:

Bachelor’s Degree in Business, Commerce, or a related discipline

Career Level:

Experienced Professional

Experience:

2 Years - 4 Years

Apply Before:

Aug 10, 2026

Posting Date:

Jul 09, 2026

U Microfinance Bank

Banking/Financial Services · 3001-3500 employees - Arifwala, Alipur, Burewala, Dunyapur, Jalal Pur Priwala, Khanewal, Mian Chunnu, Multan

U Microfinance Bank Limited (Formerly known as Rozgar Microfinance bank Ltd.) was incorporated as public ltd. Company On 29th of October 2003 under Company Ordinance 1984. It was the 4th microfinance bank, licensed by State Bank of Pakistan under Microfinance Institutions Ordinance 2001. Initially, Rozgar, MicrofinanceBank Limited was a district wide microfinance Bank (MFB) operating in Karachi district. In August, 2012,Pakistan Telecommunication Company Limited (PTCL) has acquired 100% shareholding of Rozgar Microfinance Bank Limited, after fulfilling required regulatory requirements and change in name from Rozgar Microfinance bank Ltd. To U Microfinance bank Ltd, it was awarded 14thlicenseto operate at national level.