Posted Jan 15, 2019 10 views
- Develop relationship strategy for the assigned branch/area of responsibility with due focus on verification, collections and cross sell
- Manage team responsibly and support them to achieve the relevant objectives through timely loan disbursement and collection
- Maintain zero level of portfolio at risk and ensure zero delinquency
- Setting up meetings with new clients
- Researching the latest products and prudential/credit regulations
- Looking for new sales opportunities
- Establish new borrowing relationships for Branch Banking (SME)
- Prepare required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share
- Seek opportunities for top-ups and cross sell with the view to build revenue streams for the branch
- Build and retain highest level of motivation in the team to achieve maximum business volumes and have maximum employee retention
- Train and assist each team member to assume his/her position as a first level of credit review and assess and verify customer’s income/demographics with view to establish customer’s need and credibility for personal loan
- Undertake capacity planning to meet the assigned tangible objectives of loan volume sand zero default through effective and timely verification, correction and cross sell
- Organize and deploy resources to match the business priorities in branch and take return in terms of assigned objectives
- Coordinate with operations department to ensure timely disbursals of loans while retaining the integrity of process and documents
- Seek opportunity to support and build branch base in deposits through active solicitation of existing relationship customers
- Maintain MIS reports for verification, collections, cross sell and provide to the MIS coordinator as per policy
- Support branch service through positive relationship with customers and help build Telenor’s Image and
- Analyse business risks in branch and advise branch manager on all matters related to it
- Undertake self-assessment of your area and review of subordinates
Job Details
Telenor Microfinance Bank
pstrongOverview/strong/ppTelenor Microfinance Bank Limited is jointly owned by Telenor Group, the leading telecommunications company across Scandinavia and Asia with 174 million customers, and Ant Financial, the operator of the world's leading payment and lifestyle platform Alipay that's also an affiliate company of Alibaba Group. It is the first scheduled microfinance bank of Pakistan that provides a range of innovative banking solutions./ppTelenor Microfinance Bank created history in 2009, when it launched Easypaisa, Pakistan’s first branchless banking platform and the country’s only GSMA mobile money certified service. With the largest footprint in the country, Easypaisa has since then evolved into a digital lifestyle enabler which is leading the fintech revolution in Pakistan./ppMotivated by its strongvision of ‘transforming the financial landscape of the country’/strong, Telenor Microfinance Bank is on stronga mission to provide ‘instant access to convenient digital financial services’/strong that benefits the people of Pakistan. Telenor Microfinance Bank is empowering people to truly adopt the digital way of life./pp /ppstrongOur Values:/strong/pp• Customer First./pp• Create Together./pp• Keep Promises./pp• Be Respectful./p
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