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Junior Analyst Risk / Credit

We're seeking a detail-oriented Junior Analyst Risk / Credit to assess bank statements and evaluate loan applicants' financial suitability. The ideal candidate will have basic knowledge of financial analysis, accounting principles, and risk assessment.

Key Responsibilities:

Review and analyze bank statements to assess applicants' financial stability and creditworthiness.
Verify income, expenses, and employment information.
Identify potential risks and red flags (e.g., dishonours, overdrafts, or unusual transactions).
Provide recommendations for loan approvals or rejections.
Collaborate with the credit team to ensure adherence to lending policies and regulations.
Maintain accurate records and update applicant information in the loan management system.

Requirements:

Bachelor's degree in Finance, Accounting, or related field.
0-1 years of experience in financial analysis or risk assessment. (Freshers are encouraged to apply)
Basic knowledge of financial statements, accounting principles, and financial ratios.
Strong analytical, problem-solving, and communication skills.
Ability to maintain confidentiality and handle sensitive information.

Desirable Skills: