Unit Head - Portfolio Management (SME)

"The Nation's Bank", National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of Inclusive Development based in Karachi.

The individuals who fulfill the below basic-eligibility criteria may apply for the following position:

Position / Job Title:Unit Head - Portfolio Management (SME) (AVP / VP)

Reporting to:

Wing Head - Portfolio Management SME

Educational /Professional Qualification:

• Minimum Graduation or equivalent from a local or international university / college /institute recognized by the HEC of Pakistan
• Candidates having a Masters degree in Business and / or any other professionalcertifications such as AIBP, JAIBP will be preferred

Experience:

• Minimum 06 years of relevant banking experience in SME and / or Commercial Banking
• Candidates with experience in exposure to Portfolio Management, Performance Monitoringand Regulatory Reporting will be preferred
• Candidates with experience in SME or Commercial Banking within a large commercial bankwill be preferred

Other Skills / Expertise / Knowledge Required:

• Strong understanding of SME credit, portfolio management, performance monitoring andportfolio analytics
• Sound knowledge of SBP regulations, banking policies and market dynamics relevant to SME
• Proficient in MS Office Suite (Outlook, Excel, Word, Power Point)
• Ability to work under pressure
• Strong analytical, structuring and problem solving skills
• Leadership skills
• Team management skills
• Ability to manage multiple tasks, organize priorities and meet targets

Outline of Main Duties / Responsibilities:

• To act as the central focal point for portfolio-related information, analytics and reporting,ensuring accurate and timely MIS for senior management and governance forums
• To ensure compliance of portfolio monitoring practices with internal policies, regulatoryrequirements and applicable accounting standards
• To lead the consolidation and validation of regional / business data for regulatory reporting,performance reviews and management presentations
• To coordinate closely with Business, Risk, Recovery / SAM, Finance and other stakeholdersto monitor renewals, slippages, NPL movements, scheme limits and implementation ofcorrective actions
• To oversee the monitoring and tracking of Non Performing Loans (NPLs), includingidentifying emerging stress, analyzing delinquency bucket movements, coordinating withregions for timely submission of Regularization Tracking Mechanisms (RTMs) and liaisingwith Recovery / SAM units to ensure prompt corrective actions and minimize slippages
• To perform any other assignment as assigned by the supervisor(s)

Place of Posting:

Karachi

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteriawill be invited for panel interview(s).

Employment Type:

The employment will be on contractual basis for three years which may be renewed ondiscretion of the Management. Selected candidates will be offered compensationpackage and other benefits as per Banks Policy / rules.

Apply within 10 working days from the date of this job posting.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

Responsibilities