Posted Mar 20, 2024 2298 views
Job Responsibilities
- Create an environment and team spirit for achieving financial and service-level objectives.
- Plan the branch functions with focus on the acquisition of loans and deposits and operate within the assigned budget.
- Achieve the self-funding status of the branch by gradually creating a balance between loans and deposits and take full responsibility of the branch as a revenue center.
- Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of microfinance business.
- Act as a credit officer and arrange approval of loans.
- Responsible for the functioning of branch in all aspects including operational and administrative functions.
- Ensure timely opening of the branch and resumption of service by 9.00 AM as laid down in the branch time schedule and close at the specified timings.
- Organize a procedure for smooth opening and closing of branch with full assignment of responsibilities.
- Organize work and branch flow in a manner that every resource is productively deployed and gives his best to achieve the requisite standards.
- Carry out regular capacity planning to identify the resource needs and request the hub for requirements in all functional areas.
- Organize the collection and recovery process to retain the delinquencies and losses within the specified limits of the assigned goals.
- Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process.
- Undertake planning and execution of cash to ensure its optimum availability to meet the day’s requirements and avoid inactive/non-productive cash holding.
- Arrange training for the branch staff and build their professional and leadership potential.
- Undertake self-assessment on regular basis and prepare the branch for internal/external / SBP audits at any time.
- Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the system and financial reconciliation.
Job Requirement
- Hold a Bachelor’s degree in marketing or commerce from a reputable Institution.
- MBA will be preferable (Subject to approval).
- Have a minimum of 5 years of relevant work experience.
Essential Skills
- Team management skills.
- Analytical skills.
- Sound communication and interpersonal skills.
- Negotiation skills.
- Ability to work under pressure.
- Time management.
- Proficient in MS Office
Desired Skills
- Knowledge of MMBL’s products/processes and policies
- Understanding of compliance and regulatory requirements for each of the products
Job Details
Mobilink Bank
Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
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