Posted Apr 22, 2024 307 views
- Strong analytical ability
- Conversant with different statistical tools and strong financial modeling skills involving Financial Statement Analysis and simulation techniques.
- Excellent computer skills.
- Good communication skills along with sound mathematical and analytical skills. Ability to withstand and handle pressure
- Supervision of the following activities:
- 1. Infrastructure
- Developing effective business intelligence strategies and analytics solutions to timely identify, assess, measure, and control existing/emerging risks in the loan book and take corrective actions focusing on automation.
- Develop systems and processes for gathering and storing data for future analytic projects
- 2. Portfolio Review
- Aggregate data from multiple sources to provide a comprehensive risk assessment
- Using AI tools to identify potential risks and predict future outcomes of existing and emerging risks
- Resolution of system issues, Monitoring and reviewing system changes.
- Analyze industry trends and macroeconomic data and identify patterns.
- Complete trend analysis of portfolio regularly.
- Monitor internal and external data points that may affect the risk level of a decision
- Develop contingency plans to deal with emergencies.
- Study SBP regulations, which may affect MMBL, and advise on compliance
- Development of tools for the quantification of credit and market risk (such as models and stress tests) to ensure continuous validation
- Lead model/Tools development by vendors.
- 3. Market Risk Management
- Review existing market risk portions in the risk management procedures and propose amendments because of changing dynamics, industry practices, and the bank s nature and scale of operations; develop manuals to mitigate them in line with the agreed risk strategy.
- Identify, measure, and mitigate market /liquidity risks at all levels.
- Manage Middle office as per Risk Procedures
- 4. IFRS9 Implementation In coordination with Finance
- Carrying out periodic responsibilities for the Calculation of ECL as defined in policies and procedures
- To ensure compliance with SBP guidelines.
- 5. Develop a stress testing framework and ensure periodic stress testing to quantify existing and emerging risks.
- 6. Risk Appetite
- Update the Risk appetite of MMBL because of changes in the risk profile of the Bank
- Monitoring of limit to ensure risk remains within desirable risk level
- 7. Reporting:
- Create reports, summaries, and presentations for management and the Board summarizing the risk assessment results along with recommendations for improvement
- Collaborate with other team members to effectively analyze and present data
- 8. Assistance in resolution of External / Internal Audit objections, including SBP audit objections.
- Bachelor's Degree in Finance with diplomas/training in Quantitative Methods in Risk Management, especially Market / Liquidity Risk, VAR, Stress testing
- Experience: 5-7 years of data analytic experience, preferably in a financial institution, and strong analytical ability, particularly in financial statement analysis and risk modeling
Job Details
Mobilink Bank
Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
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