Posted Feb 06, 2023 80 views
- Skilled in business planning, retail banking, customer behavior and distribution Ability to work under pressure Presentation skills Customer focused Leadership ability Proficient in MS office Ability to work in a team Ability to work under pressure
- Responsible to drive and manage the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets. Ensure overall assigned portfolio targets are met. Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved. Identify target customers both locally within the region/ area in order to establish a basis for potential business. Achieve fairly priced deposit to support liability growth by complying with State Bank guidelines. Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships. Acquire new portfolio to maximize sales performance to achieve revenue targets through Liability products. Ensue liability mobilization over a large number of accounts to minimize concentration risk and volatility in the portfolio. Expands revenue by marketing new products and services to existing and new clients. Continuously benchmark competition, track market developments in order to keep abreast of the competition. Ensure the objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the bank. Ensure deposit mobilization and NTB account Opening. Ensure to Provide highest level of customer service. A good understanding of Liabilities product and its workability. Must possess knowledge about CASA & bilinear fundamental to achieve CASA growth. Handle activities ranging from identifying client s financial needs and provide a need-based solution to clients like Payments & Cash Management, Trade Services, Treasury, Investment Banking. Self-Starter and self-motivated. Outstanding presentation, communication and interpersonal skills. Maintain good relationships with clients so that the business can maximize the value of those relationships. Identify key contacts at potential client companies to establish and foster relationships. Participate in one-on-one meetings with clients to explain services to guide their choices. Understand the problems and challenges of clients and identify ways the business could better address those needs. Grow the business by identifying new sales and business development opportunities. Seek opportunities to cross-sell or upsell to existing clients. Monitor and assess the activities of our competitors to proactively satisfy and retain our clients. Provide excellent service to maintain a positive reputation for the business. Resolve any customer complaints promptly and professionally. Set revenue targets and develop and execute a strategy to meet them. Any task/ assignment assigned by Line Manager to be completed in efficient and effective manner.
- Hold a Bachelor s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics or finance. MBA will be preferable (Subject to approval). Have a minimum of 3 years of relevant work experience in sales planning, management, and operations experience within the retail/consumer banking.
Job Details
Mobilink Bank
Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
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