Area Operations Manager

Habib Bank Limited (HBL)

Multiple Cities, Pakistan

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Posted 4 days ago 4072 views Report Job

Lead a team of Branch Operations Managers to maintain and improve operational efficiency and quality of service of own area via input to procedures and application of process improvements in order to meet business goals and customer excellence.

Description

Control & Compliance

Ensure that bank SOPs, all directive and policies are regulators / Government functionaries are being into split to achieve operational efficiency in risk free environment leading to better than satisfactory audit ratings, avoid SBP penalties, customer satisfaction and growing business..
Ensure implementation of laid down procedural check at assigned branches as scheduled, identifying, reporting and addressing non compliance

2. Customer Services

Develop and implement a structure that ensures establishment of disciplined review at assigned branches aimed at; Maintenance of a Conducive work environment, Deployment and retention of skilled staff, Procedural and Regulatory Compliance, Retaining and deepening existing relationships through cross selling.
Provide guidance and recommendations in order to support the resolution of all customer cases in the respective area to improve overall customer experience.
Explore ways and means to establish and refine tactics for conduct regular service level reviews, branches business data and transaction data with a view to adjust tactics aimed at improving service delivery and promoting use of alternate service channels.

3. Risk Management & Audit

Ensure all controls are followed as per guidelines and lapses remain unacceptable in area branches.
Ensure all legal matters and external agencies enquiries are responded timely in compliance to Bank policies and internal stakeholders RHQ and HOK.
Ensure security related policies are applied as per guidelines provided by Security department in order to minimize risk
Ensure all processes are performed as per bank policies to achieve best possible audit ratings in internal, external and SBP audits.

4. AML/CFT

Provide guidance, supervise and ensure compliance with Money Laundering and terrorist financing regulations and Know Your Customer Guidelines, while regularly reviewing KYC status, customer profiles, conduct risk assessments, authorization of transactions on a daily basis, to ensure that the branch conducts its business following the required system/ process flow to counter money laundering and terrorist financing.

5. Cost Management & Business Growth

Management of variable cost factor pertaining to respective areas and to maintain the cost at minimum level and within budget to ensure each branch’s efficiency.
Facilitate growth in business and strengthen Bank by ensuring customer satisfaction, actively participate for retention of deposits, identify and follow up on cross sell leads along with the branch manager in order to strengthen the liability position of the bank
Explore ways and means to establish and refine tactics for conduct regular service level reviews, branches business data and transaction data with a view to adjust tactics aimed at improving service delivery and promoting use of alternate service channels.

6. People and Relationship Management

Lead respective Branch Operations Managers to set individual objectives, review performance appraisals and provide on-going feedback on a formal and informal basis so that all staff are aware of what they are required to achieve and how they are performing against their objectives.
Ensure close working relationship with the Area Managers to understand evolving service needs and adjust branch service delivery in a proactive manner.
Ensure conducting regular skill gap analysis for all customer services staff accurately identifying evolving training needs and facilitating provisioning of required training.

Skills

Business Writing Communication Skills Operational Tasks Handling

Job Details

Industry:

Banking/Financial Services

Functional Area:

Retail

Total Positions:

1 Post

Job Shift:

First Shift (Day)

Job Type:

Full Time/Permanent

Job Location:

Gujranwala, Kharian, Pakistan

Gender:

No Preference

Minimum Education:

Bachelors

Degree Title:

Business Administration

Career Level:

Experienced Professional

Minimum Experience:

10 Years

Apply Before:

Dec 28, 2024

Posting Date:

Nov 27, 2024

Habib Bank Limited (HBL)

Banking/Financial Services · More than 5000 employees - Gujranwala, Kharian

HBL believes in serving the nation and building the country strong. We are always at the forefront to support noble causes and promote the social & cultural activities in the country. The Public Relation Division of HBL sponsors various social, cultural and sports events to generate healthy activities in the society. It also organizes religious programs to uphold the religious tradition of our people. The Division represents the bank at important forums to exchange views on national & international issues with various organizations to boost the intellectual activities.