EFU is the only insurance group in Pakistan to provide a full range of insurance services. This includes life, health and general insurance. A pillar of EFU's strength lies in its close and long-term (over 50 years) relationship with its main reinsurer, Munich Re of Germany, one of the largest reinsurance companies in the world.

Another unique feature of EFU is a voluntary review mechanism by the companies to keep under review their operations, by professionals of international repute. EFU General has taken Mr. Wolfram Karnowski, who retired at a very senior level from Munich Reinsurance Company of Germany, on its Board of Directors. EFU Life has appointed Mr. Michael Bell, a very eminent UK based actuary (retired from Watson Wyatt and currently Chairman of a large UK based life company), to carry out an annual review of the company's policies and operations.

This independent review enables the company to keep abreast of international changes in the industry and ensures that the managements adopt the best international practices.