Credit Analyst

BankIslami Pakistan Limited

Posted Jun 14, 2024 1132 views Report Job

PKR. 50,000 - 175,000/Month

Department: Corporate, Commercial, SME

To determine the degree of risk involved in extending credit by conducting comprehensive credit and financial risk analysis.
To prepare notes on assigned credit proposals for onwards recommendation and approval after ensuring that all requirements related to risk assessment as per Bank's policy and Prudential Regulations have been checked.
Any other Credit related assignments assigned by management.

Qualifications and Requirements:

ACCA/BBA/MBA with Majors in Finance.
Minimum 2-4 years of relevant experience of Credit Risk or Relationship Management
Preferable to have knowledge of Banking Systems, credit policies and procedures
Proficiency in MS Office
Should possess strong Analytical skills

Skills

Credit Risk Analysis and Mitigation Financial Risk Management Microsoft Excel

Job Details

Industry:

Banking/Financial Services

Functional Area:

Accounts, Finance & Financial Services

Total Positions:

1 Post

Job Shift:

First Shift (Day)

Job Type:

Full Time/Permanent

Job Location:

Karachi, Pakistan

Gender:

No Preference

Minimum Education:

Bachelors

Career Level:

Experienced Professional

Minimum Experience:

2 Years

Apply Before:

Jul 15, 2024

Posting Date:

Jun 14, 2024

BankIslami Pakistan Limited

Banking/Financial Services · 301-600 employees - Karachi

BankIslami Pakistan Limited is a dedicated Islamic commercial bank operational in Pakistan since April 7th, 2006. The bank offers a full range of Shariah compliant commercial banking products and services through a network of 100 plus branches all over Pakistan. BankIslami is sponsored by three financially sound and reputable groups which are: The DCD Group, Dubai Bank and Jahangir Siddiqui & Company Limited. The DCD Group is a UK based group which has played a pioneering role in setting up of institutions such as the Islamic Bank of Britain and European Islamic Investment Bank aside from partnering with Dallah Al-Baraka Bank in South Africa. Dubai Bank is one of the upcoming banks in the UAE, owned by Dubai Holdings, the investment arm of Government of Dubai and Emaar Properties, which is the largest real estate company in terms of capitalization in the region. Jahangir Siddiqui & Co. Ltd is the largest and most diversified financial services group in Pakistan with a track record of innovation and success. It has the distinction of sponsoring the first and largest asset management company, ABAMCO Limited and the first Islamic Fund in Pakistan. Recently JS Group has been at the forefront of starting a US$ 70m private equity fund in Pakistan. The Bank was formally listed on the Karachi Stock Exchange on April 17th, 2006. The Shariah Board of BankIslami consists of three renowned and distinguished Shariah scholars namely Justice (Retd) Muhammad Taqi Usmani, Prof Dr Fazlur Rahman and Mufti Irshad Ahmad Aijaz. Mufti Irshad Ahmad is also the Shariah Adviser of the bank who works full-time with the management and guides them in issues pertaining to the Shariah. The business philosophy of BankIslami focuses on providing Shariah compliant products at par with better service and technology standards viz-a-viz conventional banks. In pursuit of this traditions BankIslami is the first commercial bank in Pakistan as well as in the region to deploy Biometric ATMs for its customer