概要

To work in an organization from where there is an exclusive environment & healthy competition with ample prospectus of professional and technical grooming. Where I am exposed to all type of work fields that can enhance my knowledge and broaden my experience to the maximum.

工作经历

公司标识
Assistant Credit Officer
FINCA Microfinance Bank Ltd.
Oct 2016 - 代表 | Talagang, Pakistan

1. To analyze potential loan markets and develop referral networks to locate prospects for
Loans.
2. To find potential clients, individuals, or businesses in need of loans.
3. To help clients to apply for loans and review loan agreements to ensure that they are Complete and accurate according to bank’s policy.
4. To analyze and verify the application to determine the client’s worthiness.
5. To get the approval of BCC before disbursement of loan amount.
6. To submit applications to credit risk officer for verification and recommendation.
7. To disburse the loan after complete satisfaction of related formalities.
8. To compute payment schedules and make sure client understand it.
9. To educate the customer to pay the installment at bank’s counter.
10. To handle customer complaints and take appropriate action to resolve them.
11. To manage the repayment schedules of customers for timely recovery of their monthly
Installment
12. To build a good rapport with clients to make him/her repeat client
13. To follow up on delayed installment
14. To initiate collateral liquidation if a client defaults on a loan.
15. To prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
16. To prepare daily activity report to be sent to the BM.
17. To achieve targets as per branch daily/weekly/monthly score card.

公司标识
Business Exective
BankIslami Pakistan Limited
Jan 2016 - May 2016 | Talagang, Pakistan

Marketing of Banks Products
Auto loan, takaful , muskan (house loan) and Deposite
Increase portfolio of deposit clients
increase number of accounts
giving a good platform to the customers

公司标识
Internee
Askari Bank Limited
Jun 2015 - Nov 2015 | Talagang, Pakistan

1. Gaining an understanding of the Commercial Centre network and developing an awareness of products. Services and processes through customer facing engagement.
2. Ensured the fair treatment with customer.
3. Gain costumer Service Experience through deal with them.
4. Learnt account opening, SS Card, Vouchers and slips filling, Issuance ATM Cards.
5. Promotes the bank’s products and services; Cross Sells Bank Products at every opportunity.

学历

Virtual University of Pakistan
硕士, 工商管理硕士学位, MBS‎
Economics and Finance
CGPA 2.7/4
2020
UNIVERSITY OF PUNJAB LAHORE
学士, 贸易学士, BCom‎
Accounting & Finance, Economics, Auditing
所占比重 48%
2015
Board of Intermediate & Secondary Education Rawalpindi
中级/A级, 艺术系, F.A‎
Islamiat, arabic, economics
所占比重 49%
2013

技能

中级 7. Excellent communication and interpers
中级 Ability to lead a multi-disciplinary
中级 BGM / DME
初学者 Handling Assignments
中级 Self-directed Learning
中级 Xray Equipment Maintenance

语言

熟练 旁遮普语
熟练 乌尔都语
中级 英语