i. Monitoring of Loan Processing Unit (Team of more than 10 staff in the Operations & Credit Operations)
ii. Monitoring of TDR / Fixed Deposit Unit (Authorizer and Supervisor of Term Deposit Certificate)
iii. Monitoring of Centralized CASA Unit (Authorizer of Centralized Account Opening)
iv. Monitoring of NOC Issuance Unit (for Loans) as Final Authorized Signatory
v. Key Resource Person of Operations Department (Liability segment) for SBP Regulatory Reporting (Monthly & Quarterly) including A-05, Weighted AvG ROR, Data Rationalization, Consolidated Report of MFB including Key Indicators, Revamped MFB Statistics, Low Risk Accounts with Simplified Due Diligence (SDD), Data on Number of Deposit Accounts, Deposit in Govt. Accounts etc
vi. Key Resource of Centralized Sanctions Screening (Daily, Fortnightly and Quarterly) of Loan & Deposit Portfolio using MSAASPRO Online Screening.
vii. Key Resource of Customer Profile / Relation ID (Centralized) for KYC, CDD and Mobile Number Updation
viii. Supervising Team of ECIB & Tasdeeq Officers for the provision of CIB Reports to the Branches
ix. Supervisor & Disburser for Centralized Disbursement of Loans (Regional & H.O Level)
x. Supervisor & Disburser for Restructuring and Rescheduling (RR / R9)
xi. Supervisor of CAD related tasks within Operations Department (Archiving of PDCs, Logsheet wise Sequencing
of Disbursed Files for Warehouse, Maintenance of Agri. Passbooks with MIS)
xii. Business Reporting (Daily Business Received, Disbursed, Rejected & Deviation/Discrepant Files to Branches)
xiii. Supervision of Mortgage / House Loans for Disbursement with Archiving of Security Document.
xiv. User Acceptance Testing (UAT) from Operations Department for Newly Develop Loan Products
xv. Business Requirements Documents (BRD) initiator from Operations Department for Operational Charges in
Core Banking System (CBS)

Worked as Supervisor / Team Lead for the Analysis andscrutiny of credit / loan files received at Credit Operations Department (Regional Office) for prudent lending. Supervising the team of Credit Operation Officers for inputting of loan data into the Core Banking System (CBS). Processing, Loan Limit Creation and Disbursementof loans files after the resolution of discrepancies & deviations. Supervise the extraction of ECIBs from SBP Portal and uploading of ECIB/Disbursement data into SBP Portal. Issuance of Loan Clearance / NOCs. Archiving of PDCs and disbursed loan files as per Log Sheet for Warehouse. Assisting to branches including MIS reports, loan discrepancies related to CAD& disbursement.

Worked as Area Credit Coordinator in the Area Office (after the merging of Regions in the Area) in the fields of Credits as Credit Analyst

Worked as Regional Credit Coordinator in the Regional Office as Credit Analyst

Worked as Regional Coordinator to assist Regional Business Head (RBH) in the field of Credits, Operations, Finance & HR.

Worked as Branch Credit Manager for Prudent Lending / Disbursement, Recovery and Reduction in Branch\'s NPL

Worked as Verification Officer of the Branch for the Risk Assessment and Pre-Disbursement Physical Verification of the Customer (and its Guarantors if applicable) for Business, Livestock, Salary, Pension Loans. Also verified Secured and Unsecured Agri Loans as well as Gold Loans for prudent lending of the Branch.