To work in a progressive organization where I can apply my knowledge for the advancement of the organization and to achieve portfolio and income growth by maintaining excellent corporate relationships.
Achieving asset growth through addition of new names and materializing opportunities in existing portfolio, in line of risk appetite of the Bank.
Achieving revenue targets through optimized utilization of limits to maximize revenue as well as share of wallet.
Pitching and cross selling various trade, cash management, and treasury products, keeping in view risk profile of client.
Close coordination with internal departments (Credit, CAD, Legal and Compliance etc.) and external stakeholders (customer, consortium banks, lawyers, technical advisors, insurance advisors etc) for smooth execution of the transactions.
Regular monitoring of risk profile of portfolio, keeping in view of changing global and local economic factors as well as industry dynamics and customer specific dimensions.
Coaching of associates to groom them for future RM roles.
Achieving asset growth through addition of new names and materializing opportunities in existing portfolio, in line of risk appetite of the Bank.
Achieving revenue targets through optimized utilization of limits to maximize revenue as well as share of wallet.
Pitching and cross selling various trade, cash management, and treasury products, keeping in view risk profile of client.
Conduct 360-degree due diligence of the transaction / project and obtain internal credit approvals.
Close coordination with internal departments (Credit, CAD, Legal and Compliance etc.) and external stakeholders (customer, consortium banks, lawyers, technical advisors, insurance advisors etc) for smooth execution of the transactions.
Regular monitoring of risk profile of portfolio, keeping in view of changing global and local economic factors as well as industry dynamics and customer specific dimensions.
Coaching of associates to groom them for future RM roles.
Review & manage Credit Approvals, which entails a detailed risk appraisal of the proposed credit along with the return potential by analyzing the business and financial risks.
Evaluation of compliance with SBP prudential regulation of the relationship assigned.
Offering diversified products and business solutions ranging from Short-term facilities, Term Loans and foreign trade services including Import & Export Letter of Credit, Bill Discounting, Acceptances & Trust Receipts, and ensuring timely payment of installments and settlement of Bank Guarantees.
To strictly follow the guidelines & procedures provided by Shariah Dept. in order to book Shariah Compliant Income for the Bank.
To Work in close liaison with Credit Administration, Credit Risk, Treasury, Trade Operations, Shariah and Branch Operations department in order to timely execution of day to day customers transactions.
Preparing all customers MIS / Reports & Reconciliation of Disbursement accounts.
Handling / resolving discrepancies with branches and Customer queries.
Coordinating with UBL Branches regarding Daily Operation of Remittances.
Monitoring of correspondence with all PRI banks for prompt Remittances.
To liaise with customers/branches/business units on any discrepancy/doubt in their instructions till resolution.
To ensure quick action/resolution in managing both internal and external customers queries, feedback and complaints.
Worked in Domestic Markets & Monetary Management Department.
Research report on Interest Rate Corridor.
Exposed to Operational Functions of various departments of the bank.