概要

Worked as individual loan officer and General Loan Officer in field of Sales in Khushhali Microfinance Bank.
 
worked as a credit officer in The HBL Microfinance Bank Ltd to verify the loan files independently to support the branch to achieve targets and maintain a healthy loan portfolio and to implement the policy and compliance in the branch.

Now working as a  Relashionship Manager in The HBL Microfinance Bank to supervise the loan officers team to achieve the loan targets and recovery. Training of loan officers team. To supervise the overall loan portfolio.

工作经历

公司标识
Relationship Manager
HBL Microfinance Bank Ltd
Nov 2019 - 代表 | Khanbela, Pakistan

To manage the loan officers team and their portfolios in a accurate manner. and achieve the business targets according to the policies and procedures of bank. Growth of the Bank. and make the bank Profitable by achieving of all targets of bank with compliance and policies. Service Quality , customer focus, supervising of all operations and business activities, enabling the people for best growth in their careers.

公司标识
Credit Officer
HBL Microfinance Bank
Oct 2017 - Nov 2019 | Khanbela, Pakistan

independent verification of loans documents initiated by the Loan officers . too se the overall credit operations and compliance to maintain a quality portfolio

公司标识
Loan officer
Khushhali Microfinance Bank
Jul 2014 - Sep 2017 | Rahimyar Khan, Pakistan

Worked as Loan Officer To achieve the assigned targets of Loans and to maintain a secure portfolio and to meet the recovery targets of disbursed loan

学历

Islamia University
硕士, , M.com‎
Finace
CGPA 2.8/4
2008

技能

中级 Administration Knowledge
熟练 Analysis Of Internal Banking
熟练 Analytical Reasoning
熟练 Analytical Skills
熟练 Branch Banking
熟练 Branch Management
熟练 Branch Support
熟练 Business Analysis
熟练 Business Development Strategies
熟练 Client Acquisition
熟练 Communication Skills
熟练 Conduct Risk Reviews
熟练 Cooordination Skills
中级 Corporate Portfolio
熟练 Credit Analysis
熟练 Credit Quality
熟练 Customer Data
熟练 Develop Risk Management Tools
熟练 Disbursements
熟练 Establish Internal Communication Channels
熟练 Export Development
中级 IT Support Responsibilities
熟练 Loans - Business
熟练 Microsoft Office 1
熟练 MIS
熟练 Negotiation Skills
熟练 Official Tasks Handling
熟练 Portfolio
熟练 Portfolio Analysis
熟练 Re-assessing Credit Risks
熟练 Relationship Management
熟练 Relationships
熟练 Retail Loans
熟练 Review Credit Proposals
熟练 Sales Management
熟练 Special Effects
初学者 Trade Business Volumes

语言

熟练 乌尔都语
中级 英语
熟练 Saraiki

Muhammad 联系人

Tajamal Hussain
U Microfinance Bank