概要

I hold a Master's in Commerce (M.Com) and have accumulated over 4 years and 8 months of hands-on experience in a Non-Banking Microfinance Institute, 20 months of experience in a Microfinance Bank, and 16 months of experience in medical marketing.

工作经历

公司标识
Sales Promotion Officer
Selmore Agencies PVT Limited
May 2024 - 代表 | Bhakkar, Pakistan


Role and Responsibilities
Monitor market conditions, product innovations, and competitor's products, prices & sales.
Recommend products to customers, based on customer's needs & interests.
Contact regular & prospective customers to demonstrate products, explain product features & solicit order.
Prepare sales contracts & order forms.
Plan, assemble & stock product displays in retail stores, or make recommendations to retailers
regarding product displays, promotional programs & advertising.Obtain credit information about prospective customers.

公司标识
Relationship Officer-Assets Sales
Mobilink Microfinance Bank Limited
Oct 2023 - Apr 2024 | Bhakkar, Pakistan


Role and ResponsibilitiesTake the leadership role at the Branch and Formulate Business Development Strategies to ensure long-term success and achievement of goals and objectives.Ensure the credit targets are achieved as set by the Management while maintaining healthy ratios of recovery and NPL.Analyze current and past financial data, such as Disbursement, Recovery reports and provide strategies to overcome the overdue clients.
Ensure adherence to KYC and Anti Money Laundering guidelines.
Monitor and Reconcile petty cash expenses within the assigned limits as defined by the
Management.Ensure that the branchs overall appearance is maintained, assets are kept in good condition, have sufficient stock of stationery and proper security measures are maintained.Actively handle customer complaints and ensure every query of the customer is addressed appropriately.Ensure the required Business Reports, Financial reporting, Staff training and grow branch revenue.Managing and supervising employees, assisting customers, and providing excellent customer service to develop a healthy branch portfolio.Verified the data in online MIS, FIS, Fusion (Oracle) and T24

公司标识
Sales Promotion Officer
Vetz Pharmaceutical PVT Limited
Oct 2021 - Oct 2023 | Bhakkar, Pakistan


Role and Responsibilities
Monitor market conditions, product innovations, and competitor's products, prices & sales.
Recommend products to customers, based on customer's needs & interests.
Contact regular & prospective customers to demonstrate products, explain product features  & solicit order.
Prepare sales contracts & order forms.
Plan, assemble & stock product displays in retail stores, or make recommendations to retailers
regarding product displays, promotional programs & advertising.
Obtain credit information about prospective customers.

公司标识
Branch Manager
Pak oman microfinance bank limited
Aug 2020 - Sep 2021 | Malakwal, Pakistan


Role and Responsibilities
Answer customers' questions about products, prices, availability, product uses, and credit terms.
Recommend products to customers, based on customers' needs and interests.
Monitor market conditions, product innovations, and competitors' products, prices, and sales.
Contact regular and prospective customers to demonstrate products, explain product features, and solicit orders.
Perform administrative duties, such as preparing sales budgets and reports, keeping sales records, and filing expense account reports.
Estimate or quote prices, credit or contract terms, warranties, and delivery dates.
Provide customers with product samples and catalogs.
Plan, assemble, and stock product displays in retail stores, or make recommendations to retailers regarding product displays, promotional programs, and advertising.
Negotiate details of contracts and payments.
Negotiate with retail merchants to improve product exposure, such as shelf positioning and advertising.
Arrange and direct delivery and installation of products and equipment.
Check stock levels and reorder merchandise as necessary.
Prepare drawings, estimates, and bids that meet specific customer needs.
Forward orders to manufacturers.
Obtain credit information about prospective customers.
Buy products from manufacturers or brokerage firms and distribute them to wholesale and retail clients.

公司标识
Assistant Branch Manager (ABM)
National Rural Support Programme (NRSP)
Nov 2015 - Jul 2020 | Sargodha, Pakistan


 Role and Responsibilities:

Ensure that the credit targets are achieved as set by the Management.
Assign monthly and annual targets to the team and monitor the actual performance.
Maintain the PAR below 1% of branch outstanding portfolio.
Ensure 99% recovery of branch loans.
Reconcile the petty cash.
Verified the data in online MIS & FIS.
Analyze current and past financial data, such as Disbursement and Recovery reports, and provide strategies to overcome the overdue clients.
Promoting and marketing the branch and its products.
Meeting with customers and resolving any problems or complaints.
Financial reporting, Staff training, and grow branch revenue.
Managing and supervising employees, assisting customers, and providing excellent customer service.
Responsible to monitor potential risks for the NRSP and advise how to mitigate these risks.
Report and advice senior management of deficiencies in implementation of Risk Management policies.
Responsible for overall business planning of the branch ensuring the profitability of the branch.

学历

University of Sargodha
学士, 贸易硕士学位, M.Com‎
Accounting & Finance
CGPA 3.0/4
2015
University of the Punjab
硕士, , B.Com‎
所占比重 53%
2012
Pakistan Board of Technical Education Lahore
中级/A级, , D. Com‎
所占比重 62%
2009
B. I. S. E sargodha
非预科, Matric in Arts‎
Completed
2007

技能

中级 Accounts Administration
熟练 Branch Administration Skills
熟练 Branch Operations
中级 Business Development Strategies
熟练 Cash Flow Management
中级 Cash Handeling Skills
熟练 Communication Skills
熟练 Coordination Skills
熟练 Corporate Finance
中级 Cross Cultural Communication Skills
熟练 Customer Service Management
熟练 Disbursement & Recovery
熟练 Interpersonal Skills
初学者 Lead Genaration
中级 MS Office
熟练 Presentation Skills
中级 Teller Services
熟练 Working Capital Management

语言

中级 英语
熟练 乌尔都语