概要

An adaptable professional with expertise in diverse areas including data analytics, Banking, credit analysis, administration, accounts, team management, human resources, and coordination. Leverages a comprehensive skill set honed through experience and backed by a strong academic foundation, holding MA in Social Science and MBA in Marketing to drive effective strategies and operations across multiple domains.


Proficiency in Data Analytics using tools such as Excel, Microsoft & Google Analytics, R, Tableau, and statistics.


Business Intelligence & Dashboard Reporting expertise utilizing tools like Ms. Excel and Ms. Power BI.


Demonstrated proficiency in Credit Risk Analysis, Portfolio Management, and Asset Sales Management.


Eight years of leadership as a Branch Manager and two years as a Relationship Manager at a Micro Finance Bank, bringing extensive experience in Branch Banking and Team Management.


A track record of driving Women Empowerment & Poverty Alleviation through tailored training programs and awareness sessions.


Proven ability to organize and lead Focus Group Discussions involving multiple stakeholders on various social issues. Expertise in Community Organization & Development and Administration at a regional level, handling administrative, financial, and human resource matters.


Sound financial acumen involving petty cash management, reconciliation, and cash flow analysis.


My journey in this field includes a year as a Project Coordinator, Nine years Branch Manager across three MFIs and two MFBs, ten months as a District Programme Officer CIF, and my current role as a Regional Associate Business at a reputable Microfinance bank. These experiences have not only honed my professional skills but also fueled my passion for effecting positive change in communities.

工作经历

公司标识
Regional Associate Business Development
Finca Microfinance Bank
Jul 2022 - 代表 | Karachi, Pakistan

-         Preparation of different BB dept reports Like Loan officer wise, Branch wise, Region wise Disbursement, Due, OD, Write off, GLP, 1 day 30 day PAR Reports.
-         ADMIN and HR related work of all region branches, maintain region petty cash inward outward mail etc.
-         Daily Disbursements and Due OD recoveries follow up from Branch Managers, Loan Officers and Head office on day to day matters on daily basis.
-         Provide Full support to Regional Manager during Branch visits, coordinate and arrange BM meeting and their logistic Further maintain BB, HRD, ADMIN, Finance and Liability dpt related correspondence records. Like circular, Performance letters etc
-         Coordinate with operations team and responsible for logistic support to Branches by providing them required items.
-         Daily Deposit, Disbursement and collection projection from Branches.
-         Any other responsibilities assigned by Line manager.
 

公司标识
Branch Manager
safco support foundation
Apr 2021 - Jul 2022 | Hyderabad, Pakistan

Enter Description

公司标识
Branch Manager
KASHF Foundation
Sep 2019 - Apr 2021 | Hyderabad, Pakistan

公司标识
Relationship Manager Asset
FINCA microfinance bank
Jun 2018 - Jun 2019 | Hyderabad, Pakistan

Business Development. Portfolio management

公司标识
District Promramme Officer
Thardeep Rural Development Programme (TRDP)
Sep 2017 - Jun 2018 | Jamshoro, Pakistan

公司标识
Branch Manager
safco support foundation
Apr 2016 - Sep 2017 | Hyderabad, Pakistan

公司标识
Relationship Manager
Tameer Microfinanace Bank
Nov 2012 - Oct 2013 | Karachi, Pakistan

公司标识
Branch Manager
BRAC Pakistan
Jun 2009 - Jun 2012 | Hyderabad, Pakistan

学历

University of Sindh
硕士, 艺术硕士学位, MS/MBA‎
Marketing Management
CGPA 3.4/4
2006
University of Sindh
学士, 工商管理硕士学位, MBA‎
BS (CE)
CGPA 3.4/4
2005
University of Sindh
硕士, , B.A (Hons)‎
CGPA 3.4/4
2002
Govt College Hala
中级/A级, , F.Sc Pre-Medical‎
所占比重 59%
1997
Govt school Hala
非预科, Matric in Science‎
Completed
1995

技能

熟练 Ability to Analyze
熟练 Accounting
熟练 Accounts / Manager
熟练 Admin Skills
熟练 Administration
熟练 Administration Knowledge
熟练 Analytical Skills
熟练 Aseptic Technique Knowledge
熟练 Banking
熟练 Boiler Components
熟练 Branch Banking
中级 Branch Operations Management
熟练 Branch Support
中级 Branchless Banking
熟练 Business Decision Making
熟练 Business Development
初学者 Business Development Strategies
熟练 Business Models
熟练 Business Writing
熟练 C++
熟练 Cards Business Knowledge
初学者 Career Advisory
熟练 Cash Handling
熟练 Client Acquisition Skills
中级 Commercial Banking Knowledge
熟练 Commercial Business Command
熟练 Communication Report Writing
初学者 Compliance
熟练 Conduct Risk Reviews
熟练 Configuration Switches
熟练 Content Development
熟练 Coordination Skillss
熟练 Credit Analysis
熟练 Credit Management
熟练 Credit Quality
熟练 Credit Risk
熟练 Credit Risk Analysis and Mitigation
熟练 Critical Thinking
熟练 Critical Thinking Skills
熟练 Cross Team Collaboration
熟练 Customer Data
熟练 Customer Relationship Management
熟练 Customer Satisfaction Management
熟练 Customer Service
熟练 Customer Service Skills
熟练 Data Analytics
熟练 Data Comparison
熟练 Debit Cards Knowledge
熟练 Develop Risk Management Tools
熟练 Development Monitoring Tools

语言

熟练 英语
熟练 乌尔都语
熟练 信德语

Shafia 联系人

Rizwan ALI Ali
UBL Bank LTD
Gul Bano Gadehi Baloch
Thardeep Rural Development Programme (TRDP)
Abdul Hayee Memon
WSKB & Company