A multibillion-Rupee-Prestigeous Textile Group having multiple Business lines especially Dynasty Fabrics(Men Fabric Brand), Seran(Ladies Fabric Brand), Weaving, Stiching, export & retail chain(Unstiched Fabric & Garments).Being Chief Financial Officer at Group Level:
Notable Achievements:
1. Developed Strategic Financial Plans at the Group Level as well as individual
Entity Level. to synchronize Financial planning with Business Plans. to
achieve exponential Growth, Profit, and Liquidity;
2. Developed and implemented well Integrated & dynamic Budget Mechanism
to track Financial & Business Metrics/KPIs on a yearly, monthly & and weekly
basis to keep Profitability & Liquidity sustainable;
3..Optimized working capital to reduce the financial cost burden on Business.;
4. Developed & Implemented a Mechanism for Corporate Finance at the group
level to raise funds at the lowest cost to capture growth at the segment
level and group level.;
5.. Implemented Risk identification and planning to minimize at the lowest
level, and keep business sustainable in the foreseeable future;
6. Developed Financial Feasibilities for a new Business Segment along with
Business & Financial KPIs to improve profitability at the group level;
7. Developed Mechanisms for Corporate Tax Planning, Transfer Pricing & Tax
avoidance plans to optimize taxes at each entity level as well as at the group
level, Consequently it improved net profits;
8. Developed & Implemented Dynamic Financial Dashboard at each segment
level as well as at the group level to support well-informed decision-making
by the Board of Directors to take actions in a timely manner;
9. Developed mechanism for investment analysis to optimize ROI at group level with balanced risk level.
10. Developed Cashflows management strategies to make the group more sufficient in liquidity to keep safe it from stock pileup, bad debts and stockouts.
11. Developed Cost-Benefit Analysis to replace old Plant & machinery with new machinery to stop production efficiency losses..
12.. Developed financial feasibility to optimize the cost of energy & power to optimize production costs to bring it to a profitable level.
13. Built Non-funded limits with Financial institutions to streamline raw material procurements & minimize the burden of financial cost against funded limits.
14. Built In-Land Letter of credit terms with vendors to streamline raw material procurements & minimize the burden of financial cost against funded limits.
15. Developed SOPs & Controls throughout the organization to avoid fraud and errors..
16. Developed Business & Financial KPIs to improve business performance.
17. Liaisoned with External Auditor, Tax Consultant & Corporate Consultant to
close all Tax, audit & corporate cases efficiently & effectively;
18.Got automated financial data, financial reports & compliance with applicable IRFS and laws.

Notable Achievements:
1.Financial Planning & Analysis, Taxation Planning, Management & Risk
Avoidance (Income Tax, Withholding Tax, Sales Tax, Provincial tax, F.E.D,
Custom Duty & regulatory duty) to scratch the best possible benefits keeping
in view tax avoidance as per law.
2.Financial Risk Identification, Management at the Group level to keep abreast
with macroeconomic changes that directly, indirectly, adversely hit business
i.e. Interest rate basis points, interest rate parity & purchasing power parity to
forecast expected currency fluctuations in the future, accordingly adopt risk
avoidance strategies to keep financial & business risk factor at lowest end.;
3..Banking Matters Management & Ex. Rate and Interest rate Risk Management:
Dealt with more than 8 top-notch banks in Corporate, retail & trade banking
to manage mortgage, Non-Funded limits, imports, SBLC, LGs, LCs (Advance,
D.A/ Usance & sight), collections basis, contract basis & forward booking to
manager to save more than 15 million in form of bank charges, currency
fluctuations against trading volume of Rs. 500-750 Million/annum.;
4.SAP B1 implementation and management of all modules to get automated
all financial reports.;
5.Capital Management at lowest Capital Cost at Group level at best possible
lowest financing rates i.e 2%+4% from SBP for renewable projects for 4KW to
1MW.
6.Investment Portfolio with Highest Return & Lowest Risk at Group level to add
value to owner wealth via best returns investments portfolio.:
7.Product Portfolio & Maximum Profits at Group level to avoid loss making
products & produce the highest profit making products to keep overall group
profit at maximum level.;
8.Strategically planning & management all finances of Supply Chain to
optimize asoosciated costs & Profits.
9.Implemented Data & Business Intelligence tools to pick the high-profit
generating points to develop financial strategies to mark exponential growth
in revenue, profits and liquidity.
10.Developed a Complete Business Plan along with 5-Years Projections for a
new company having home non-electric appliances operation in D2C E-
commerce market: Financial Feasibilities for a new Business Segment along
with Business & Financial KPIs to improve profitability at the group level;
11.Developed & Implemented Dynamic Financial Dashboard at each segment
level as well as at the group level to support well-informed decision-making
by the Board of Directors to take actions in a timely manner;
12. Liaisoned with External Auditor, Tax Consultant & Corporate Consultant to
close all Tax, audit & corporate cases efficiently & effectively;
13..Got automated financial data, financial reports & compliance with applicable IRFS and laws.

• Developed high performance finance team to drive disciplined growth and strength controls, scale infrastructure for growth, and build shared service centers within low cost centers.
• Conducted Complete financial Feasibility for Joint Venture(TGW International) between Tracon-Group & Gold Wide-Group(Multinational Group)
• Implemented Australian ERP(Cargo-Wise) at new JV(TGW International)
• Implement Import & Export ERP-Integrated Solution at new JV(TGW INTERNATIONAL)
• Made SOPs for all departments management & Integrations at JV(TGW International)
• Developed Internal Control procedures for all departments at JV(TGW International)
• Developed SOPs for Sales, Purchase, Sales Tax, Income Tax, Payroll, Budgeting, Forecasting, Variance Analysis
• Made align all reposts with reporting formats at group level.
• Made SOPs for A/C Receivable management & their weekly reconciliation with debtor list
• Made SOPs for A/C Payable management & their weekly reconciliation with Creditor list
• Conducted Complete financial Feasibility for new processing & trading business(Friends Petrochemicals Pvt Ltd)
• Incorporated Friends Petrochemical (Private) Limited with SECP & Got Incorporation certificate
• Made SOPs for 2000 metric ton/week LNG/LPG import & for capital Budget as well as working capital for new project
• Negotiated & Processed Rs. 30 million running finance facility at lowest markup rate(i.e KIBOR+2.25 %)
• Negotiated & Processed Rs. 60 million running finance facility at lowest markup rate(i.e KIBOR+2.20 %)
• Budgeted Financial Plans for 5 years with projected increase in turnover-10% each year
• Set P & L Budgets, Cash Flow Budgets & Inventory Requirements Budgets for 5 years for LNG Project
• Implemented SOPs for Foreign Transactions.

1. External Audits
2. Internal Audits
3. Tax Audits
4. Tax Areas(Income tax, Withholding tax, Sales Tax, monthly & annual tax filing and correspondence with Tax Authorities)
5.Corporate Matters with SECP
6. ERP Advisory
7. Financial Advisory

Prepared All Vouchers
Prepared bank reconciliations
Prepared A/C receivable reconciliations
Prepared A/C payable reconciliations
Prepared Salary Sheets
Prepared income tax reconciliations
Prepared sales tax reconciliations