概要

Highly motivated and results-driven banking professional with over 7 years of experience in branch operations across 4 esteemed banks in Pakistan.
Skilled communicator with excellent interpersonal skills, able to effectively engage with clients, team members, and management.

A creative, confident, and adaptable individual who thrives on challenges and is committed to delivering exceptional results.

工作经历

公司标识
Branch Services Manager (BOM)
SAMBA BANK LIMITED
Oct 2023 - 代表 | Karachi, Pakistan

Key Responsibilities- Spearhead Operational Excellence Drive exceptional customer experiences and optimize branch operations through innovative solutions and process improvements.- Transaction Management Oversee cash and teller transactions, including pay orders, funds transfers, and FCY remittances, ensuring accuracy and efficiency.- Record Keeping and Compliance Maintain meticulous records, ensure adherence to regulatory requirements, and manage blocked and deceased accounts, safekeeping items, and temporary movement records.- Risk Management and Security Guarantee the security and safety of bank premises, assets, staff, and customers, ensuring swift reaction to emergencies and proactive maintenance of CCTV records.- Reporting and Analysis Submit timely and accurate reports to SBP, Head Office, and other departments, and analyze system-generated reports to identify trends and areas for improvement.- Staff Management and Development Lead and develop a high-performing team, ensuring effective staff management, training, and development to achieve exceptional service standards.- Customer Service and Relations Foster strong customer relationships, resolve complaints promptly, and ensure world-class service standards.- Audit and Compliance Ensure no adverse comments in Internal Audit, Compliance review, and SBP Inspection, and implement corrective actions as required.Additional Responsibilities- Certified Field Trainer for the National Financial Literacy program initiative of the State Bank of Pakistan, promoting financial education and awareness- Participate in various activities and events organized by the bank to promote its products and services, including awareness programs for financial education in different areas of the city- Perform other duties as assigned by the bank, demonstrating versatility and adaptability- Report to the Branch Services Area Manager, ensuring effective communication and coordination.

公司标识
Branch Services Supervisor
Samba Bank Limited
Nov 2021 - Sep 2023 | Karachi, Pakistan

Professional ExperienceMain Branch Supervisor.- Managed all branch transactions, cash shipments, and cash management, ensuring seamless operations and compliance with regulatory requirements- Supervised stationery requirements for pan-Pakistan branches, ensuring timely and efficient delivery- Utilized 6+ years of experience in branch operations to drive operational excellence and team successKey Responsibilities- Supervised and coordinated all branch transactions, including payments and receipts (PKR/FCY), to ensure accuracy and compliance- Ensured proper sorting and handling of notes in accordance with SBP directives- Maintained fresh cash at counters and ensured accurate recording, adhering to SBP guidelines- Supervised cash withdrawals and deposits (PKR/FCY), ensuring accurate recording and compliance- Coordinated Funds Transfers, Pay orders, and Transactions, adhering to OPM/SOP procedures- Supervised Inward/Outward clearing (PKR/USD) and Collection, ensuring efficient and timely processing- Ensured daily ATM replenishment and balancing- Managed and supervised cash shipments to and from the branch, ensuring secure and timely delivery- Ensured compliance with SBP Prudential Regulations and Bank's internal policies- Trained newly hired staff on Banking Systems at the Cash counter- Ensured all GLs were balanced and reconciled with customer ledger jotting- Cleared all entries in reconciliation and suspense accounts within 30 days- Prepared accurate periodical MIS reports and sent them to related departments- Demonstrated knowledge of Bank's Policies & Procedures, SBP Prudential Regulations, Banking Law, and Practice- Ensured no adverse comments in Internal Audit, Compliance review, and SBP Inspection- Worked as Acting Operations Manager in different branches as required- Reported to the Branch Services Area Manager.

公司标识
Branch Services Officer
SAMBA BANK LIMITED
Aug 2021 - Oct 2021 | Karachi, Pakistan

Provided expert support to branch operations, ensuring efficient and compliant transaction processing.Key Responsibilities- Managed cash transactions with precision and accuracy- Coordinated funds transfers, internal and online, with ease and efficiency- Ensured timely and accurate clearing and reconciliation- Supported account management with attention to detail- Assisted with ATM machine maintenance and monitoring, ensuring secure and efficient operations- Maintained confidentiality in handling locker activities- Ensured strict adherence to regulatory policies, including    - OPM (Outsourcing Policy Manual)    - APPM (Anti-Money Laundering Policy Manual)    - KYC (Know Your Customer)    - AML (Anti-Money Laundering)- Demonstrated in-depth knowledge of Bank's Policies & Procedures, SBP Prudential Regulations, Banking Law, and Practice- Ensured no adverse comments in Internal Audit, Compliance review, and SBP Inspection- Collaborated with the team to achieve branch goals and objectives- Reported to the Branch Services Manager.

公司标识
Branch Banking Officer / TSO
MCB Bank Limited
Dec 2020 - Aug 2021 | Karachi, Pakistan

I have had the privilege of working in two branches for a brief period of six months, gaining valuable insights and expertise in general banking operations, with a specific focus on account opening processes. During this time, I have developed a strong foundation in- Customer service and relationship management- Account opening procedures and documentation- General banking operations and transactions.

公司标识
Branch Service officer
Habib Metropolitan Bank Ltd.
Jan 2017 - Mar 2020 | Karachi, Pakistan

Key Responsibilities were included- Ensured branch service delivery standards were met and maintained- Conducted regular reviews of systems and controls to identify areas for improvement and implemented changes in collaboration with IT and Operations- Ensured branch activities were carried out in accordance with HMB SOP, S/Circulars, and SBP guidelines- Exercised dual control over cash and monitored cash holding levels to maintain optimal levels- Managed and secured keys, checkbooks, security stationery, and legal documents- Maintained accurate registers and ensured cash counters and vaults were within assigned limits- Processed and monitored ATM operations, ensuring cash balancing and security measures- Conducted KYC interviews with customers and verified documents in coordination with CD Incharge/Operation Manager.

公司标识
RCSO
BankIslami Pakistan Limited
Jan 2016 - Jan 2017 | Karachi, Pakistan

I commenced my career at BankIslami, where I gained valuable experience in customer service, account management, and transaction processing. In a short span, I acquired a comprehensive understanding of banking operations and developed a strong foundation in the industry. I appreciate the opportunities and guidance provided by the bank, which have been instrumental in shaping my professional journey.As a key member of the operations team, I was responsible for handling, processing, and servicing customer banking transactions in a prompt, efficient, and accurate manner.This included ensuring timely and error-free processing of transactions, providing excellent customer service, and maintaining a high level of accuracy and attention to detail in my work.

学历

University of Karachi
硕士, 艺术硕士学位, M.A‎
Print Journalism
CGPA 2.8/4
2017
Federal Urdu University of Arts, Sciences and Technology
学士, 贸易学士, B.Com‎
Commerce
CGPA 3.2/4
2014
Karachi Public High School
, I.Com‎
所占比重 45%
2012
Karachi Public High School
, Matric in Arts‎
所占比重 54%
2010

技能

初学者 Admin Assistantce
中级 Amin Management
中级 Analytical Skills
中级 Bank Reconciliation on
中级 Banking
中级 Business Development Strategies
中级 Cash Flow Management
熟练 Cash Handling
初学者 Cash Management
中级 Cash Sorting
初学者 Client Acquisition Skills
中级 Communication Skills
初学者 Compliance Operations
中级 Computer Operations
熟练 Configuring Software
中级 Digital Technology
中级 Event Marketing Strategies
熟练 Excellence Management
初学者 Financial Statement Analysis+
中级 h Operations Management
熟练 HFO Operations Handling
中级 Lead Genaration
中级 Microsoft Excel
中级 MS Office
中级 Operations Control
熟练 Operations Coordination
熟练 Operations Improvement
初学者 Oral Communication
中级 Personal Effectiveness
中级 Persuasion Customer
初学者 Pretty Cash Management
中级 Professionalism
熟练 PTP Protocols
熟练 Record Keeping
中级 Reporting
中级 RESTful APIs
中级 Social Welfare Management
中级 Store Operations Management
中级 Strong Mathematical Knowledge
中级 Structural Draft
熟练 Teller Services
熟练 Terminal Housekeeping
初学者 Trade Finance Knowledge
初学者 Trade Operations
中级 Transaction Record
中级 Transactions Management
初学者 Work Ethic
初学者 Written Communication Skills
初学者 أبحاث السوق
中级 إدارة عمليات الفروع

语言

熟练 乌尔都语
中级 英语

My Video Introduction