概要

WORKING AS MANAGER OPERATIONS  AT THE BANK OF KHYBER PAKISTAN.HAS WORKED AS MANAGER AT THE BANK OF KHYBER IBB KALAYA .HAVE A GOOD EXPERIENCED OF BRANCH OPERATIONS . WORKED AS CREDIT ANALYST, BUSINESS COORDINATOR, BUDGETING AND MIS OFFICER AT ALLIED BANK LIMITED.WORKED AS CUSTOMER SALE AND SERVICE OFFICER AT TELENOR PAKISTAN PRIVATE LIMITED.WORKED AS AUDIT INTERNEE AT TARIQ AYUB ANWAR CO(CHARTERED ACCOUNTANTS).


项目

COMMERCIAL/EXTERNAL AUDITOR

工作经历

公司标识
MANAGER OPERATIONS
The Bank of Khyber
Nov 2015 - 代表 | Kohat, Pakistan


Ensure Compliance of Internal, external audit, and SBP Exceptions.
Rechecking of Daily vouchers for different exceptions after the initial ticking of supplementary sheets by Cash Officer.
Approval/Supervision of EDD/ODD/KYC.                                                                    Maintenance of Administrative and Financial discipline.
Management/Recording of Asset Inventory (F&F, stationery etc.).                                Service Management- Disposal of Customer complaints, ensure that Key service targets are met.

Implementation of services standard e.g. attends the phone within 3 rings and handing over checkbook in envelop et
Approval of Activation of Dormant/Unclaimed A/Cs.                                                        
Maintenance of Branch Document/Key/Test Key Registers.                                            
Monitoring of Accrual/payment of profit/ M-up and deduction of WHT.                               
Arranging Approval of Cancellation and issuance of duplicate instruments.               
Approval to pay ATM Claims and payments from deceased A/Cs.                                                                                
People Management- Coaching, training of ops staff. Foster teamwork between sales and operation.
Risk Management- Ensure efficiency and correctness to obviate the chances of fraud.      
Indirectly responsible for the effective performance of jobs pertaining to branch staff.                       
Ensure proper maintenance of the inward/outward mail process.
Ensure Branch Security arrangement e.g. smoke detector, metal detector working, fire extinguisher, security /Burglar alarm, sos connection etc…
Implementation of staff dress code.
Nonsharing of IDs by the staff members and non-authentication of the transaction by calling the transaction numbers.
Checking of HO Reconciliation statement.
Maintenance of root password.
Maintenance of Heavy Transaction report
Zakat deductions, CZ- 50 maintenance and register maintenance etc.
Accurate profit provision accrual.

公司标识
MANAGER OPERATIONS
The Bank of Khyber
Oct 2015 - 代表 | Kohat, Pakistan

Working as branch manager operations. Major responsibilities  as below.
all the operations of the branch
complying bank internal/SBP policies.
To achieve all assigned KPIs targets
To market new relationships and ensure the budgeted run rate of account opening is achieved.
To maintain a close liaison with the clients, make personal calls to them and ensure to build sustainable business relationships.
To supervise the branch’s staff, review their performance and support them in achieving their personal targets.
Provide leadership to the operation at the branch level.

公司标识
GENERAL BANKING OFFCIER
BANK OF kHYBER
Jan 2014 - Nov 2015 | Peshawar, Pakistan

·         Account Opening
·         Deposit Mobilization
·         Clearing
·         Remittance
·         Home Remittance
·         ATM

公司标识
CREDIT APPRAISAL REVIEWER
Allied Bank Limited
Apr 2010 - Jan 2014 | Kohat, Pakistan

·         Worked as Coordinator with figure head of the region and to ensure that Region achieves its budgetary targets in all key result areas.
·         Assisting Branch Manager in finalization of Business & Profit Targets.
·         Ensuring that growth of deposit is in line with budgeted deposit mix.
·         Making dedicated efforts that the budget of CASA is not only achieved but is handsomely exceeded.
·         Supervising the marketing team including the branches business development officers, reviewing their performance and supporting them in achieving their personal targets.
·         Reviewing the weekly/ monthly performance of the branches against the budgetary targets.
 
§  Preparation and analysis of credit proposals as per SBP Prudential Regulations as well as Credit Policy & Procedural Manual of the Bank.
§  Monitoring of credit facilities i.e. Fresh Limits/ Renewals/ Enhancements/ Amendments.
§  Structuring of Limits and Facilities as per Obligor’s requirements.
§  Monitoring of SME’s & Personal Loans.
§  Maintaining an information link between the disbursing unit and various controlling units.
§  Rigorous follow up of watch list account, stuck up Loans/ Non Performing Loans
·         Effective follow-up for recovery of all due and overdue commitments.
·         Post disbursement monitoring of the finance facilities.

公司标识
CUSTOMER SERVICE OFFICER
Telenor
Dec 2009 - Mar 2010 | Peshawar, Pakistan

Worked as Customer service officer at TELENOR PAKISTAN (PVT) LIMITED  at Region office peshawar. 

公司标识
INTERNEE
Mar 2009 - Oct 2009 | Peshawar, Pakistan

学历

University of lakki Marwat
硕士, 艺术硕士学位, Economics‎
Economics
所占比重 63%
2023
University of Peshawar
学士, , MBA‎
Finance
所占比重 90%
2009
Kohat University of Science & Technology
硕士, , B.Com‎
Finance
所占比重 70%
2006
ARMY PUBLIC SCHOOL & COLLEGE KOHAT
中级/A级, , F.Sc Pre-Engineering‎
所占比重 53%
2002
KCCL PUBLIC SCHOOL KOHAT
大学入学/0级, , Matric in Science‎
所占比重 68%
2000
KOHAT CEMENT COMPANY SCHOOL KOAHT
非预科, Matric in Science‎
Completed
2000

技能

熟练 Book Keeping
熟练 Accounting
熟练 Accounts / Manager
熟练 Accounts Management
中级 Admin Operations Management
熟练 Admin Tasks Management
熟练 Administrative Management 
熟练 AMEX
熟练 Analytical Skills
初学者 Audit Assignment Handling
初学者 Audit Management
中级 Audit Procedures Knowledge
熟练 Audit Report
中级 Auditing
熟练 Bank Reconciliation     
熟练 BANKING LAW AND PRACTICE
熟练 Branch Accounting
熟练 Branch Administration Skills
熟练 Branch Banking
熟练 Branch Operations Management
熟练 Commercial Banking
熟练 Compliance Reporting
熟练 Coordination Abilities
中级 Credit Collection Recovery
熟练 Customer Service Skills
熟练 Customer Service Solutions
熟练 Excellent Interpersonal Skills
初学者 External Audit
初学者 Financial Analysis
熟练 Financial and Budgeting Skills
熟练 Financial Data
中级 Financial Management
熟练 Financial Service Management
中级 Financial Statement Analysis+
中级 Fundraising Skills
熟练 General Ledger
熟练 Individual Contributor
中级 Internal Audit
熟练 Interpersonal Skills
中级 Islamic Finance
中级 Knowledge of Spreadsheets
中级 Managing Midsize Teams - 5 to 20 People
熟练 Microsoft Office 1
熟练 MS Excel
中级 Nutrition Management
熟练 Operating System Administration
熟练 Operations Management
初学者 Payroll
熟练 Payroll Processing
中级 Planning and Budgeting

语言

熟练 普什图语
熟练 乌尔都语
熟练 英语