概要

A Pakistani citizen having 20 years of Credit administration experience. I have been involved in policy making matters and focusing on ways of credit monitoring lately. Initial work experience includes accounting and book keeping therefore I've been involved in launch of products for operational side. Have the ability to lead a team and have done the same in past as well. Wish to be at a place where I can watch the larger picture and get involved in decision making.

工作经历

公司标识
Head & VP Credit Administration
Pak Oman Investment Co Ltd
Feb 2017 - 代表 | Karachi, Pakistan

-          Identify training needs evaluate performance and supervise team members  
-          Review/ supervise monitoring of collateral /covenants / vendor management 
-          Review of policy / procedure / manuals
-          Ensure timely submission of reports (internal / external)
-          Ensure department achieve its targeted turnaround time  

公司标识
AVP Credit Administration
Pak Oman Investment Company Limited
Jan 2013 - 代表 | Karachi, Pakistan

公司标识
Credit and Operational Risk Analyst
PAIR Investment Co Limited
Sep 2021 - Mar 2024 | Karachi, Pakistan

Key Assignments:

- Implementation of system and automate MIS
- Design flow of work
• Customization
• Testing and training
• Monitoring and evaluation
- Standardization of documents for Structured transactions
- Review of policy / procedure / manuals
- Implementation of risk management guidelines (restricted to Credit Administration)

Unit Head Operational Risk
- Working on ORM maintain and update RCSA’s and KRI inventory o Working to inculcate risk culture
- Monitoring the monthly reporting of RCSA coordinators
- Presentation of heat MAP with respect to reporting of Key Risk Indicators
- Conducting control testing and preparation of Testing Report
- Identification of GAPs in Work Flow As Credit Analyst
- Limit monitoring
o Sector Wise / FI limits / SBP Refinance
- Review Proposals & annual reviews done by the RM
- Prepare Credit Risk Review for new clients

公司标识
Head of Credit Administration (VP)
PAK OMAN INVESTMENT COMPANY LIMITED
Jan 2007 - Sep 2021 | Karachi, Pakistan

Key responsibilities:
- Identify training needs evaluate performance and supervise team members
- Review/ supervise monitoring of collateral /covenants
- Review of policy / procedure / manuals
- Ensure timely submission of reports (internal / external)
- Ensure department achieve its targeted turnaround time
- Supervised and acted as trustee of various lending’s/investments in syndicate

公司标识
ASSISTANT MANAGER - CREDIT ADMINISTRATION DEPARTMENT
IGI Investment Co Limited
May 2004 - Jan 2007 | Karachi, Pakistan

Key responsibilities:
- Advise for documentation for proposed security structure and keep a record of the same (Corporate and Consumers)
- Review of documents relating to disbursement
- Coordinating with branches for payments and receipts and various issues
- Liaison with lawyer and other departments, where necessary
- Credit monitoring regarding documentation, Stock / Receivable Reports and insurance related matters
- MIS reporting

学历

Hamdard University
硕士, , MS/MBA in Finance‎
Banking and Finance
2008

技能

中级 Article Creation

语言

中级 英语