概要

Seeking to be employed in a firm where I can grow in terms of skills and knowledge.

项目

Manufacturing of Abaya
Unemployment in Pakistan
Plastic money versus Paper money
Relationship of Banker and Customer
Human Resource Management
First Woman Bank

工作经历

公司标识
Credit Risk Analyst
Allied Bank Limited
Aug 2019 - 代表 | Karachi, Pakistan

* Review/analysis of proposals for approval.
* Analyze financial statements & Industrial / Borrower Assessment.
* Strictly comply with the internal credit policy guidelines, SBP regulations/ SECP etc. with respect to analyse the risk in proposing loans for Commercial Clients.

公司标识
RELATIONSHIP MANAGER - COMMERCIAL & SME BANKING
Summit Bank Limited
Sep 2015 - Jul 2019 | Karachi, Pakistan

* Analyze and process credit line proposal / ERMs of fresh/existing clients
* Analyze financial statements & Industrial / Borrower Assessment for preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal
* Manage the portfolio of PMYBL
* Manage fresh / assigned portfolio. Prepare internal memos for approvals pertaining to account handling and carry out all day to day correspondences with support departments and client
* Monitor all the relationships, operational matters including retirement and transmission of L/Cs, Bank Guarantees, and creation and settlement of FIM, FATR, coordinated with CAD for creating pledge on stock through muccadum, resolving exceptions as intimated by various departments, and ensured timely recovery of markup and principal payments
* Strictly complied with the internal credit policy guidelines, SBP regulations/ SECP etc. with respect to the renewals, documentation, and release of limits and daily transactions of the SME & Commercial clients
* Review/analysis of proposals for approval from Pan Pakistan

学历

University of Karachi
硕士, 工商管理硕士学位, MS/MBA in Finance‎
B.Sc.
CGPA 3.4/4
2015
University of Karachi
学士, 贸易学士, B.Com‎
Banking and Finance
所占比重 54%
2012
Govt. Degree Science and Commerce college for women, F.B.Area Karachi
中级/A级, , I.Com‎
Commerce
所占比重 57%
2010
Falcon Grammar School F.B.Area Karachi
大学入学/0级, , Matric in Science‎
Science
所占比重 68%
2008

技能

熟练 Financial Statement Analysis+
熟练 Fluent in English
熟练 Handling Assignments
熟练 Individuals / Consumers
熟练 Pricing Negotiation Skills
熟练 Record Keeping
熟练 Stitching Skills

语言

中级 英语
中级 乌尔都语