概要

Hands-on Relationship Manager strong sales management, executive leadership, and business acumen with strong record of success across banking sectors. Solid record of increasing bottom line results and shareholder value.


I am an impeccable, progressive and strategic Relationship Manager with expertise in driving performance and reducing inefficiencies having more than 05 years’ comprehensive experience in management and leadership roles with extensive knowledge in the areas of branch banking operations, sales, credits, loans, finance, business development and customer service. Proven track record of leading branch expansion, staffing and risk mitigation processes. Additional strengths in business development, banking compliance policies, correspondent banking, monitoring and analyzing sales trends. A commitment to learning and independent work habits serve to produce skills that transfer to a high level of professionalism. Proven record of cultivating, maximizing, and maintaining client relationships with an effective record of creating long- term business alliances and identifying new business opportunities. Elite communicator with the ability to translate leadership vision into executable plans for teams.


My key skills include Banking Operations Management, Business Planning & Analysis, Assets Management, Credit Risk Analysis, Risk Mitigation/Assessments, Budgeting & Cost Reduction, Client Relationship Management, Cross Functional Skills, Strategic Planning & Analysis, Customer Service, Executive Communication and Microsoft Office


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.

项目

Kainat ngo

工作经历

公司标识
Relationship Manager
U Microfinance Bank Limited
Sep 2018 - Mar 2020 | Kandhkot, Pakistan


Performed a wide range of banking transactions in a timely, accurate, and efficient manner, ensuring superior customer service and compliance with all banking regulations, policies, and procedures.
Sustained high level of professionalism, integrity, customer satisfaction and sales growth by utilizing a diversity of marketing methods; address needs and requests, adhered to customer service standards and protocols.
Developed and strengthened professional working relationship with a wide range of customers, by meeting and exceeding customer expectations and requirements within the department.
Successfully established new business opportunities, as well as produced and executed sales plans and strategies focused on credit and active cross-selling of management.

公司标识
Credit Administration Officer
Khushhalibank limited
May 2015 - Sep 2018 | Kashmore, Pakistan


Monitored violations of credit policies, provided analysis, conclusion and recommendations, presented findings to senior management and suggested actions or penalties to be taken when appropriate.
Held accountable for the market/business analysis, financial analysis (including sensitivity analysis projections) and structure analysis in the credit report.
Effectively executed follow-ups on pending agreements and delivered excellent customer service through daily interaction with all customers.
Negotiated documentation and payment terms with customers to ensure transactions are properly secured.

学历

University of Sindh
学士, , MBA‎
Human Resource Management
所占比重 69%
2014
Sindh Agriculture University
硕士, 理工学士, B.Sc (Hons)‎
Agri. Entomology
所占比重 73%
2013
B.I.S.E SUKKUR
中级/A级, , F.Sc Pre-Medical‎
所占比重 62%
2008
B.I.S.E Larkana
大学入学/0级, , Matric in Science‎
所占比重 74%
2006
Larkana Board (BISE Larkana)
非预科, Matric in Science‎
Completed
2006

技能

熟练 Accounts Acquisition
熟练 Accounts Administration
熟练 Activity Controls
熟练 Admin Assistantce
熟练 Agricultural Financing
熟练 Agriculture Credit
熟练 Analytic Thinking
熟练 Analytical Problem Solving
熟练 Analytical Skills
熟练 Asset Management
熟练 Audit Management
熟练 AutoCAD Command
熟练  Talent Acquisition
熟练 B2B Business Development
熟练 Banking
中级 Bio Surgery
熟练 Branch Administration Skills
熟练 Branch Banking
熟练 Branch Management
熟练 Branchless Banking
初学者 British Accents
熟练 Budgeting
熟练 Business Acquisition
熟练 Business Building Strategies
熟练 Business Development Skills
熟练 Business Loans
熟练 Business Networking
熟练 Business Portfolio Management
熟练 Business Strategy
熟练 Communication and Interpersonal Skills
熟练 Compliance Analysis
熟练 Configuration Switches
熟练 Conservation Awareness
熟练 Control Points Knowledge
熟练 Coordination Skillss
熟练 Credit Proposal
熟练 Customer Acquisition
熟练 Customer Focused Selling
熟练 Customer Orientation
熟练 Customer Relationship Management
熟练 Database Management 
熟练 Excellent Interpersonal Skills
熟练 Finance Administration
熟练 Financial
熟练 Financial and Budgeting Skills
熟练 Fincane Reporting
熟练 Fraud Risk Management
熟练 Frequency Analysis
初学者 Go-to-Market Strategy
熟练 HFO Operations Handling

语言

初学者 旁遮普语
中级 英语
熟练 乌尔都语

My Video Introduction