SME Credits - North Region

Fleet Financing, Risk Mamagement, Credit Proposal, Data Analysis, Capital & Liquidity Risk Management

Commercial Vehicle Ijarah
Approve cases for Commercial Vehicle Ijarah facility within specified limits, and refer applications outside those limits to management for approval.
Meet with applicants to obtain information for credits applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting Commercial Vehicle Ijarah.
Explain to customers the different types of credits and credit options that are available, as well as the terms of those services.
Obtain and compile copies of applicants' credit histories, corporate financial statements, and other financial information.
Review and update credit files.
Review agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Submit applications to credit analysts for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Confer with underwriters to aid in resolving Commercial Vehicle Ijarah application problems.
Negotiate payment arrangements with customers who have delinquent loans.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Supervise credit personnel.
Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
Provide special services such as investment banking for clients with more specialized needs.
Analyze potential credit markets and develop referral networks in order to locate prospects for Commercial Vehicle.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Reconciliation of bank statements.

Too diligently assist in managing the organizations Risk through the development of a highly skilled Risk Management team, as well as support the Banks strategic financial objectives by providing meaningful insight and guidance to a range of interna
* Cheques Transfer, Inward Clearing, Outward Clearing, Online Transfer
* Foreign Remittance, Issuance of FTT/FDD
* Issuance of PO/DD/CDR
* Cheques Authorization, Deposits Authorization
* OBC
* FOBC
* Cheque Books, ATM Custodian
* Lockers Operation
* Providing Customer Services.
Having strong knowledge LC's and LG's