Acting Regional Trade Manager for North. Managing trade team for Islamabad, Rawalpindi & Peshawar Handling CMA LCs and coordination with SBP accordingly. Supportive role and interaction with business units to target new/existing customers for maximizing the volume. Collaboration with internal departments (Corporate team, Centralized Trade Ops, Treasury, Financial Institution and Distribution team) to achieve desired results. Meetings with all stakeholders at regional level on quarterly basis. Providing best possible solutions to the customers and support under compliant environment in order to achieve win-win situation. Directly handling trade based customer queries. Critical monitoring on compliance of TBML requirements. Rectification/Compliance of Internal/External Audit.

Retirement of LCs including PAD, FATR, acceptance and FIM Retirements of documents i.e. PAD and acceptances coordination with Credit department regarding overdue PADs/Acceptances. SBP returns and monthly reporting to treasury, head office. Preparation of periodic /monthly SBP returns Preparation of Statements, Certificates, Annexure and NOC of Export Department. Rectification/Compliance of Internal, External Audit.

Process open account and advance payments. Check and resolve discrepancies pointed by Centralized Foreign Trade Unit in coordination with credit marketing unit and credit administration department. Documents scrutiny. Exports documentary collections and retirement under foreign / local letter of credit/collection. E-Form issuance, certification and follow-up. Daily monitoring of maturity dates/ acceptances and advising the clients accordingly. FOREX rate negotiation. Swift communication of import and export. In house and SBP reporting. Ensure 100 compliance of prudential regulations SBP Circulars and bank's manual for trade finance in all aspects. WEBOC related tasks and matters.

• Preparation of LCs under Shariah compliant framework and amendments; to ensure successful transmission of LC by SWIFT and all related correspondence pertaining to Letter of credit report etc; delivery of copies of LC and its amendments to customers.
• Retirement of LCs under Shariah compliant framework including PAD, FATR, acceptance and FIM; deduction and recovery of all related charges as per banks schedule of charges.
• Making and sending of Reimbursement authority and updating the relevant record thereafter.
• Preparation of Customer advices and certificates; handling all customer queries; completion and updation of all LC files.
• Retirements of documents i.e. PAD and acceptances; coordination with Credit department regarding overdue PADs/Acceptances.
• Compilation of report of LC opened monthly according to HS codes; SBP returns and reporting to treasury, head office.
• Scrutiny and dispatch of documents under LC in foreign currency and local currency on collection basis.
• Preparation of periodic /monthly SBP returns/forms including withholding tax statements and outstanding exports.
• Maintenance of computerized record of all Export transactions.
• Preparation of Vouchers/SWIFT messages, Blotters, Statements, Certificates, Annexure and NOC of Export Department.
• Rectification/Compliance of Internal, External Audit.
• To keep and maintain all registers related to imports.

Management Trainee Officer:
Started career with Allied Bank Ltd as MTO (Management Trainee Officer)
Successfully completed 3 Months training program (Jan 2011 – Apr 2011)

In-charge Foreign Trade & Foreign Exchange (June 2011 – June 2014)
• Managing Authorized Branch of Foreign Exchange for Rawalpindi Region (Rwp Cantt) since June, 2011 till date.
• Managing portfolio of Import for Retail and Corporate clients; from the establishment of LC to the payment and submission of relevant record to SBP.
• Exports include:
Export Advance Payments
LC Sight&Usance
Export on Collection (D/A& D/P basis)
Import Includes:
Registration of import Contracts and Import docs on Collection Basis
LC Sight&Usance.
• Managing and dealing with Government L/Cs for Import of goods and making payments of relevant Govt. LC\'s to the Correspondent Bank or Collecting Bank.
• All Inward and Outward Remittances incl. Foreign Telegraphic Transactions, Foreign Demand Drafts and Foreign Outward Bills for Collection through SWIFT software (i.e. software that corresponds with Foreign Banks)
• Dealing with Bank Treasury for Selling/Purchasing of Foreign Currencies.
• Managing and dealing all SWIFT related transactions for Rawalpindi Region including (Rawalpindi Cantt and City)
• Dealing with all types of Foreign Bank Guarantees including (Advance Payment Bank Guarantees, Bid Bonds and Performance Bank Guarantees)
• Weekly, Monthly, Quarterly and Annual reporting of Export, Import and Remittances data.
• Dealing and Submission of Monthly Returns to State Bank of Pakistan.
• Only Correspondent to State Bank of Pakistan for Rawalpindi Cantt Region.
• Complete command over Banking Software Temenos-24 (T-24) for the specified Trade role.

• Maintaining Ledger Details for the Customers.
• Bills and Invoice management, visiting and meeting with customers.
• Recovery of billing charges from Corporate Customer\'s assigned by thesupervisor.
• Payment posting (Cheque/Cash) into Billing Software against billed invoices.
• Coordination and assistance to the clients/customers.
• Responsible for call handling and billing queries within time.
• Responsible for monthly reconciliation of corporate/individual customers by using Financial Software (Sidat Hayder)