Preparation of agent monitoring plans and ensure implementation of same within given time lines by planning and performing visits to Branchless banking agents to evaluate compliance to the applicable policies & procedures
 Ensure compliance to SBP regulations, MMBL policies & procedures regarding Branchless Banking operations/Banking Operations;
 Check on sample basis data and record with the branchless banking agents, Business Units to ensure efficacy of controls, operations and records
 Highlight issues or concerns discovered in the course of compliance reviews
 Report to Compliance Department Head Office any non-compliance at branchless banking agents in the form of periodical reports.
 To Assist in submission of Regulatory Reports to SBP
 Follow up the issues or concerns highlighted during the compliance reviews and document the follow up
 To provide periodic guidance to BB Agents, Business Units on AML/CFT and SBP Regulations
 Any other duties as assigned by the Assistance Manager/ Manager Compliance

1- Ensures timely submission of reliable Monthly Closing Report (MCR) for consolidation including the Management accounts for projects.
2- Preparing and monitoring of Project budgets and budget utilization.
3- Preparation of monthly Project Accounts as per requirement of the Management.
4- Supervising the Bank Facilities including Bank Guarantees and ensuring the completeness and reasonableness of the documentation.
5- Liaison with Project managers, Consultants and Contractors to ensure the smooth operations of the projects.
6- Preparation Payment of invoices and fees as required or otherwise instructed.
7- Forecasting cash payments and anticipating challenges arising from limited cash flow.
8- Supervision of dealings/ transactions with associated companies.
9- Supervise the projects Petty Cash Fund adhering to company documentation and approval requirements.
10- Ensuring the compliance with Tax laws while making payments to contractors and suppliers.
11- Preparation the Monthly withholding statement and Sales.
12- Liaison with Auditors for smooth completion of Audit activities.
13-  Liaison with Lenders and legal consultants for compliances pertaining to Financing arrangements and ensuring the ratios within specified target.

 Responsible to ensure completeness of loan documents and assessing that each loan application is in compliance with Credit Policy & Procedures and other guidelines circulated from time to time.
 Ensure to forward cases to Credit & Risk Department on daily basis.
 Responsible to ensure that valid and accurate data input is made in credit MIS from source documents related to cash flow & Loan applications.
 Ensure defined % of borrowers’ verification as per applicable protocols.
 To assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.
 To identify Service quality lapses or breach of ethical / professional behavior by sales teams / ROs.
 Ensuring existence of borrower and guarantor & their businesses (economic activity) through verification of home & business addresses etc.

 Conduct audits in branches, Area offices, Regional offices and departmental audit in country office.
 Conduct program based audit on Microfinance, Health and Education program.
 Direct interact with microfinance clients and ensure the client’s satisfaction during field visits.
 Collect sufficient audit evidences for observation justification.
 Conductsystematic audit for improvement of existing policies.
 Find out the financial irregularities according to policies on organization.
 More focus on approval and the purpose of expenses.
 Follow the Donor’s policies and proceduresin case of Health and Education audit.
 Conduct audit on HR management (Attendance, contract, promotions, and increments, joining letters).
 Fixed Assets physical verification and also ensure the procurement procedures.
 Ensure the inventory managementsystem effectiveness and also ensure the physically quality,
quantity of Inventory.
 Prepare working papers during audit having sufficient information about observation.
 Conduct existing meeting with respective staff and ask for root cause. Then take it in written on working
paper with staff’s signature and seal.
 Make audit reports(Title, criteria, observation, risk, root cause and recommendations.
 Maintain all record keeping of audit files and other supporting documents.
 Conduct enquiries, investigations and due diligence assignment