概要

Challenging position in a competitive environment utilizing abilities developed through Education and experience and to harness my skills and knowledge in the modern field of business. To Work in an environment which is challenging and requires hard
work and dedication, which will enable Me to prove myself and make my career.







工作经历

公司标识
CREDIT OFFICER
BankIslami Pakistan Limited
Sep 2024 - 代表 | Karachi, Pakistan

Reviewed legal documents related to credit, such as contracts and loan agreements, to ensure compliance.
Implemented credit policies and procedures to minimise bad debts and improve recovery rates.
Compared customer references, credit ratings, risks and payslips against policy standards to balance risk.
Determined approval or disapproval based on accepted risk profiles.
Educated customers about conditions of credit and loans, repayment requirements and loan periods.
Performed daily maintenance of loan applicant database.
Set and dated aggregate limits to support credit control and achieve underwriting aims.

公司标识
CREDIT PROCESSOR
Habib Bank Limited
Oct 2022 - Aug 2024 | Karachi, Pakistan

• Running applicant credit checks, confirm the accuracy of the data on
• the application, and contact the applicant for any follow up information.
• Responsible for processing credit card applications, verifying customer information, and ensuring all necessary documents are in order.
•In addition to overseeing all payments and financial transactions,payment processors may perform clerical duties, such as  documenting customer payment plans, writing reports, pulling
customer information, and providing customer service whenever
• account or payment questions arise Maintain a High Level of confidential information. To analyze the all
• credit card approval and check al the parameters. Resolved
• fraudulent activity matters by effecting communication with all
• channels involved, includ-ing clients, processor, analyst and branch banking channel too.

学历

Iqra University
学士, 工商管理学士学位, BBA‎
Public Marketing
CGPA 3.0/4
2022

技能

初学者 Admin Operations Management
中级 Analytical Skills
初学者 Configuration Switches
中级 Data Analytics
中级 Effective Communication And Analytical Skills
中级 Having Ability To Work With Different Teams
初学者 Manage Client Bookings
初学者 Research Skills

语言

熟练 乌尔都语
熟练 英语