JOB Responsibilities
As a community Development employee role is to work with particular communities in order to collectively bring about social change and justice. They work with individuals, families or whole communities to empower them to:

identify their needs, opportunities, rights and responsibilities;
plan what they want to achieve, organize themselves and take action;
Evaluate the effectiveness and impact of the action.

As a Community Development employee often act as a link between communities and local government and other statutory bodies. They are frequently involved in addressing inequalities, and projects tend to target communities perceived to be disadvantaged, for example due to race, economic circumstances or geography.
JOB Activity
As a Community development employee seeks to engage communities actively in analyzing the issues which affect their lives, and setting goals for improvement and taking action, by means of empowering and participative processes. A good deal of the work is project-based, which means that community development workers usually have a remit of a specific location or social issue.

JOB Responsibilities
Business Growth

Implement activities related to enrolment of potential MSME loan borrowers, advising to Bank\'s customers on the issues related to loan types and lending terms.
Develops and analyzes socio-economic and financial statements (cash flow, income statement etc) of the customer in order to access the financial soundness of the business and his repayment capacity.
Summarizes necessary documents due to enrolment in loan issue and prepares loan packages,
Submits loan applications for consideration to defined line management as per set TATs.
Gains insight on competitor\'s product offerings for MSME clients and provide feedback to the line manager.

 
Portfolio Management

After provision of the loan, implements its monitoring in compliance with internal legal regulations of the Bank until the whole maturity of the loan.
Maintains continuous contact with MSME clients so that loan and repayment is recovered on timely basis or through other elements included in Telenor bank\'s distribution channel.
lmplement supervision over loan portfolio serviced by position holder. ln case of the existence of a problematic loan undertakes measures for disclosing and resolving the problem, after consulting with line management with in branch or region or head office level.
Execute identification within the framework, monitoring of the clients and carry out other activities stipulated by the internal regulations of the Bank.
Collect recoveries and increase non cash recoveries using easy paisa channels.

Compliance

Conduct, complete and process MSME loan booking / documentation in strict compliance with Telenor bank\'s policies, procedures and ethical standards.
Thoroughly review of Bank\'s policy & processes to understand products and processes.
lmplements possible risk evaluations related to lending obligations of the customer and maturity of loans.
Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.
lncumbent shall be responsible to adhere by Telenor Microfinance Bank behaviors (Be Respectful,
Keep Promises, Always Explore and Create Together) in all aspects of his/her work conduct.

JOB Responsibilities

Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans

JOB Responsibilities

Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants\' questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.

JOB Responsibilities

Undertaking Cash Receipts & Withdrawals
Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the bank exposure to undue risk.
Report suspicious transactions to the Branch Operations Manager or Branch Services Supervisor as and when required, to ensure further escalation to Compliance in a timely manner.
Keeping up-to-date of all the Regulatory requirements, Bank Policies & Procedures

JOB Responsibilities

Review financial data in order to determine risk factors
Meet and follows up with applicants and clients in order to keep all information up to date by completing credit and loan documentation and contacting them to obtain additional information regarding loan applications
Approve loans by issuing checks or forwarding applications to loan committee
Submit reviewed applications to management in order to approve or reject the loan
Schedule and track closing dates, contingency dates, and loan lock expirations
Complete loan contracts by explaining risks to applicants, reviewing filled applications, obtaining signatures and notarizations, and collecting fees