概要

A challenging position in a progressive organization that provides an opportunity for learning and professional development and advancement towards the senior management

工作经历

公司标识
Credit Officer
HBL Micro Finance Bank Ltd
Nov 2020 - 代表 | Yazman Mandi, Pakistan

Loan screening and under-writing as per the defined policies mitigating all possible risks.
Coordinate with business, operations and other stakeholders for the resolution of discrepancies, case follow ups & resolutions.
Assist in carrying out peinriodic reviews to highlight process gaps and violations.
Constructive feedback to reinvent method of loan disbursement based on learning taken from existing loan behaviors.
Ensure prevention controls and monitoring processes are well in place for existing products as well as prior to the launch of new products or process.
Ensure to mitigate all possible risks pertaining to all lending segments.
Ensure proper controls are suggested and implemented in different processes to minimize credit risk & frauds.
Also conducting external surprise visits as & when required such as agents, merchants and other locations in order to complete review/case investigation.
Formulate, update and maintain MIS of all lending cases reviewed and declined or processed.

公司标识
Credit Officer
Hbl MICROFINANCE BANK
Nov 2020 - Apr 2024 | Yazman Mandi, Pakistan

Credit Compliance

公司标识
Relationship Officer
U micro finance bank limited
May 2018 - Nov 2020 | Yazman Mandi, Pakistan

Responsible for Product Marketing and Sales.
Responsible for Client Servicing.
Responsible for Loan Booking and Document Processing.
Ensure Prompt Delivery,Repayments of Loans and Provide Periodic Portfolio Information.

公司标识
Loan Officer
Khushhalibank limited
May 2017 - May 2018 | Yazman Mandi, Pakistan

Responsible for Product Marketing and Sales.
Responsible for Client Servicing.
Responsible for Loan Booking and Document Processing.
Ensure Prompt Delivery,Repayments of Loans and Provide Periodic Portfolio Information.

公司标识
Junior Executive
National Database and Registration Authority (NADRA)
Nov 2016 - Mar 2017 | Yazman Mandi, Pakistan

Brefing About Servey to Lyman
Collecting House Hold Data From Persons
Data Punchig in Recomended Software
Uploading Data

公司标识
C.S.O
NRSP MICRO FINANCE BANK LIMITIED
Nov 2013 - Feb 2015 | Bahawalpur, Pakistan

Issuing Debit Cards
Maintanig Logs For Debit Cards
Reporting to Head Office
Maintaining Stock Register

公司标识
Data Entry Operator
Lucky Beverages
Jun 2007 - Apr 2010 | Bahawalpur, Pakistan

Punching sale related Data in System.
Preparing Sale Budget.
Preparing Sale Target Sheet.

学历

Islamia University
硕士, , M.Com‎
所占比重 68%
2012
Islamia University
硕士, , B.Com‎
所占比重 51%
2009
BISE
中级/A级, , I.C.S‎
所占比重 43%
2006
BISE
非预科, Matric in Science‎
Completed
2004
BISE BWP
大学入学/0级, , Matric in Computer Science‎
所占比重 57%
2004

技能

初学者 Accounting
初学者 Bookkeeping
初学者 Communication
初学者 OSS Preparation
初学者 VAT Preparation
初学者 Zoho Books
中级 Accounnts Management
初学者 Account Receivable Collections
初学者 Accounting
熟练 Accounting Principles
熟练 Accounts
熟练 Accounts / Manager
中级 Accounts Administration
初学者 Accounts Adminstration
中级 Accounts Finalization
中级 Accounts Handling
初学者 Accounts Management
初学者 Accounts Production
初学者 Accounts Reconciliation
初学者 Advance payment
中级 Aesthetic Procedures Knowledge
熟练 Agri Knowledge
初学者 American English Accent
初学者 AML
中级 Analysis
中级 Analytical
初学者 Analytical Reasoning
初学者 Analytical Reporting
中级 Analytical Skills
中级 Answering Inquiries
初学者 Attention to Details
中级 Audit
初学者 Auditing
中级 Auditing Skills
中级 Bank Management
初学者 Bank Operations
中级 Bank Reconciliation     
中级 Banking
中级 Banking Knowledge
初学者 Bookkeeping
初学者 Bookkeeping Knowledge
中级 Branch Accounting
中级 Branch Banking
熟练 Branch Management
中级 Branch Operations
中级 Branch Operations Management
初学者 Branchless Banking
初学者 Business Analytics
中级 Business Development
初学者 Business Intelligence

语言

中级 Saraiki
熟练 旁遮普语
熟练 乌尔都语
中级 英语

关注的公司

Muhammad 联系人

Amad Ali Ali
Khushhali Microfinance Bank Limited - (KMBL)