As business graduate with a degree in Banking and Finance, I am eager to contribute my knowledge and passion to a dynamic banking team. My coursework has equipped me with a solid understanding of financial principles, processes, and procedures. During my internship at alfalah bank, i get to know about how trade & credit dep works.
Analyze and assess credit applications in accordance with Sharia-compliant financing principles, ensuring documentation accuracy and assisting in customer credit evaluations. Support daily transaction processing, ensure compliance with Islamic banking regulations, and assist in maintaining operational efficiency and customer service excellence. Facilitate Sharia-compliant trade finance activities, including letter of credit processing, and assist in ensuring all trade transactions adhere to Islamic finance guidelines.During my internship at the bank's Trade Department, I gained practical experience in international trade finance operations.I became proficient in International Commercial Terms (Incoterms). I handled letters of credit (LCs), documentary collections, and bank guarantees, ensuring compliance with shipping documents like bills of lading and invoices.This hands-on experience deepened my understanding of trade finance and its crucial role in global trade.This hands-on experience deepened my understanding of trade finance and its crucial role in global trade.
we were tasked with undertaking several responsibilities. These responsibilities encompassed conducting comprehensive research, engaging in thorough discussions, and actively participating in group meetings I had a fantastic experience working in the Banking division at SBP , where I gained valuable insights into the financial industry and developed skills in financial analysis, customer service, and compliance We have acquired a comprehensive understanding of the mechanisms employed for conducting bulk transactions at the national level at the State Bank of Pakistan (SBP), including systems such as the Real-Time Gross Settlement (RTGS), PRISM (Pakistan Real-time Interbank Settlement Mechanism), and OneLink