Major Responsibilities:

• Identify and define issues& review and analyze evidences
• To mark compliances received from branches & units and update relevant record
• Give recommendations to guide branches & units to resolve audit related queries/issues in order to implement internal control and policies as well as regulatory control and policies
• Refer issues to country compliance or legal resources as needed
• Compiling & reporting of compliance data to Regional office as well as Head office on weekly, monthly & annual basis
• Create AML/CFT compliance awareness & Liaison with Regional and Districts Management for Compliance of audit objections
• Perform audit and special visits as and when required
• Follow up for the recovery of leakage of income identified during off site reviews & on site audit assignments and reporting recovery to Head office

I have conducted Management Audits of various groups / segments within the bank such as Human Resource Management Group, Retail Banking Group, Digital Banking Group, Centralized Accounts Division, Islamic Banking Group, Corporate Communication & Marketing Group, and Information Technology Group.

Roles & Responsibilities:

• Checking the operations conducted are in line with the approved Policies & SOPs made and are enough to achieve the organizations objectives in effective and efficient manner.
• Identifying deficiencies in various business and support processes, communicate recommendations to achieve the required objectives and perform tracking procedures for implementation of the recommendations.
• Checking the accounting and internal control system to ensure that these are suitably designed to reduce the possibility of fraud and error.
• Review of financial, operational and other information to check the integrity of information system.

HBL has the largest banking network in Pakistan with more than 1550 branches all over Pakistan and have presence in 25 different countries.
During my time at HBL, I have selected for audit of more than 85 HBL branches, management centers and regional headquarters and took part in many special exercises and assignments.

Roles & Responsibilities:
• I lead in-house teams of 5-10 staff members in monitoring the risk environment of selected businesses as well as reporting findings and recommending appropriate solutions between review cycles by generating, planning and executing desktop reviews.
• Compliance reviews of various business functions of the bank as per Central Bank (SBP) guidelines and internal bank policies & procedures, by performing special exercises and field audits (travelling of 60%-80%).
• Designing economic and efficient audit plans, to ensure that responsibilities are delegated properly, deadlines are met and the budget is adhered to avoid material variances.
• Administer assignments to recover lost income and prevent leakage of income.