概要

To Work in an organization where is healthy growth potential progressive and competitive environment in which I can contribute effective .Has the ability to work well under pressure and work on own initiative.

工作经历

公司标识
Operation Manager
U Microfinance Bank Limited
Jul 2022 - Nov 2023 | Alipur, Pakistan

Strategic Planning Develop and implement operational strategies aligned with the overall goals and objectives of the microfinance bank. Contribute to the development of long-term plansand policies.Process ManagementStreamline and optimize operational processes to enhance efficiency andreduce costs. Design, implement, and monitor operational policies and procedures.Risk Management Identify and assess operational risks and implement measures to mitigate them. Ensure compliance with regulatoryrequirements and industry standards.Financial ManagementMonitor and manage operational budgets.Oversee financial transactions, ensuring accuracy and compliance with accounting principles.Technology and SystemsImplement and maintain technology systems that support efficient operations.Stay abreast of technological advancements and recommend updates or improvements as needed.Customer ServiceEnsure high-quality customer service by overseeing front-line operations. Implement measures to improve customer satisfaction and retention.Team ManagementRecruit, train, and supervise operations staff. Foster a positive and productive work environment. Set performance goals and conduct regular performanceevaluations.Reporting and Analysis Generate and analyze operational reports to identify trends and areas for improvement. Provide regular updates to senior management on key performance indicators.ComplianceEnsure compliance with regulatory requirements and legal standards.Liaise with regulatoryauthorities and address any compliance issues.CollaborationCollaborate with other departments, such asfinance, credit, and risk management, to ensure coordinated efforts across the organization. Fostereffective communication and collaboration among different teams.

公司标识
Operation Manager
Khushhali Microfinance Bank Limited
Jan 2019 - Jul 2022 | Zahir Pir, Pakistan

公司标识
Cash officer
Khushhali Microfinance Bank Limited
Jan 2018 - Jan 2019 | Ahmadpur East, Pakistan

公司标识
Customer service Officer
Khushhali Microfinance Bank Limited
Feb 2016 - Jan 2018 | Ahmadpur East, Pakistan

公司标识
Credit Administration Officer
Khushhalibank limited
Nov 2010 - Feb 2016 | Ahmadpur East, Pakistan

公司标识
Business Development Officer
Khushhali Microfinance Bank Limited
Jun 2008 - Nov 2010 | Ahmadpur East, Pakistan

学历

khawaja fareed university engineering & information technology rahim yar khan
硕士, 艺术硕士学位, Master in Arts‎
English Language and Literature, English
CGPA 3.33/4
2023
Islamia University
学士, , B.Com‎
Accounting & Finance
所占比重 50%
2008
Punjab Board of Technical Education Lahore
中级/A级, , D.com‎
所占比重 53%
2004
BISE Bahawalpur
大学入学/0级, , Matric in Science‎
所占比重 52%
2002

技能

中级 Accounts Finalization
中级 Accounts Payments Handling
中级 Accounts Receivable Software Command
中级 Accounts Reconciliation
中级 Administrative Management 
中级 Asset Management
中级 Banking Relationships Management
熟练 Branch Administration Skills
中级 Branch Banking
中级 Branch Management
中级 Branch Operations Management
中级 Business Development
中级 Cash Flow Management
中级 Client Dealing 
中级 Client Services Orientation
中级 Communication Skills
中级 Computer Proficient
中级 Conflict Management
中级 Coordination Skillss
中级 Cost Control
熟练 Credit Risk Analysis and Mitigation
熟练 Customer Satisfaction Management
中级 Document Maintenance
中级 Employment Forms Processing
中级 File Management
中级 Financial Audit Compliance
中级 Funds Management Skills
中级 General Office Work Management
中级 Good team spirit
中级 Insurance Knowledge
中级 Leadership Management
中级 Leave Administration
中级 Ms Excel
中级 Multitasking Skills
中级 Office Management
中级 Official Tasks Handling
熟练 Operation Management
初学者 Payroll Management
中级 Performance Management
中级 Planning and Budgeting
中级 Problem Analysis Skills
中级 Problem Solving
中级 Processing Knowledge
中级 Public Relations
中级 Record Maintenance
中级 Recruitment Planning
中级 Relationship Management
中级 Retail Sales
中级 Risk Compliance Management
中级 Sales Revenue Management

语言

中级 英语
熟练 乌尔都语
熟练 Saraiki
熟练 旁遮普语

Muhammad 联系人

Muhammad Nawaz
Khushhalibank limited
Naseem Ullah
Higher Education Commission (HEC)
Syed Kohat Kohat
Habib Bank Limited (HBL)