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概要
MBA degree holder from LSE with over 4 years of experience in credit risk management and banking.
工作经历
Credit Analyst
Portfolio management of 200+ corporate accounts for Central/North Region (including Islamic).
Perform financial and business analysis of Corporate and Institutional clients.
Implemented Risk Review in light of Corporate Credit Policy and SBP regulations.
Follow up with business through MIS/Overdues, PMCs and Business Reviews meetings.
Coordination with departments regarding NPL accounts and remedial management with SAM.
Provided guidance to business on credit related issues to ensure quality of credit proposals, credit policies and regularity guidelines.
Preparation of BOD Summaries and Business Briefs for review by senior management.
Credit Analyst
Managing of assigned credit portfolios
Conducting analysis of credit proposals/NOCs/other credit requests generated from Credit Hubs (Retail, Commercial & CIBG for conventional & Islamic) & provide recommendation for approvals
Interaction with Relationship Managers/Hub Managers/Zonal Credit Managers to conduct client visits and to prepare risk sheets
Identification of risks & suggest Remedial actions were applicable
Monitoring of assigned portfolio & follow-up with Zonal Credit Managers/Unit Heads for recovery of overdue
Conduct Industry reviews, Peer Group Analysis and Prepare RACs
Actively involved in SBP and Board Credit Committee reporting
Credit Analyst
Managing of assigned credit portfolios
Conducting analysis of credit proposals/NOCs/other credit requests generated from Credit Hubs (Retail, Commercial & CIBG for conventional & Islamic) & provide recommendation for approvals
Interaction with Relationship Managers/Hub Managers/Zonal Credit Managers to conduct client visits and to prepare risk sheets
Identification of risks & suggest Remedial actions were applicable
Monitoring of assigned portfolio & follow-up with Zonal Credit Managers/Unit Heads for recovery of overdue
Conduct Industry reviews, Peer Group Analysis and Prepare RACs
Actively involved in SBP and Board Credit Committee reporting
Mangement Traniee Officer
As Management Trainees we went through rigorous in class and on the job trainings. Key areas of the training program were General Banking, Credits and Trade Finance.
For full exposure to the banking industry we were provided brief trainings on Risk Management, Islamic Banking, Treasury, Compliance and other key areas of banking.
