概要

PROFESSIONAL PROFILE
I have been working with various banks since 20 Years. I have outstanding record of achievement in planning and implementations of Standard Procedures in different divisions to ensure a growth with highly competitive standards. Also, I am skilled in team building and facilitated an atmosphere to balance high-level of competencies with optimum productivity. Self starter and organized individual who is able both to work independently and as part of a team. I possess effective communication skills, who direct people action towards accomplishing organization objectives.

SKILLS
Attended the training program entitled acircNegotiable Instruments and Their Regulatory Complianceacirc from April 18, 2005 to April 19, 2005 held at IBP Karachi -

SPECIALTIES

Banking Operations, Retail Banking, Trade Finance, Islamic Finance, Cash Management, Remittance, Clearing, AML and KYC, Internal Controls, Branch Compliance, Negotiable Instruments, Branch Accounts as per FINCON and Branch Budget.

项目

Negotiable Instruments and Their Regulatory Compliance

工作经历

公司标识
Finance Manager
Gulf Fabrics
Jun 2015 - 代表 | Karachi, Pakistan


01 - Manage the preparation of the company Budget.
02 - Producing financial reports related to budgets, account payables, account receivables, expenses etc.
03 - Review financial data and prepare monthly and annual reports
04 - Contract outside services for tax preparation, auditing, banking, investments, and other financial needs as necessary
05 - Prepare and post monthly accruals, prepayments and similar accounting entries.
06 - Monitor the day-to-day financial operations within the company, such as payroll, invoicing, and other transactions
07 - Reconciliation of Banks Accounts
08 - Verification of the pricing calculation in invoices and review, reconciliations with the client ledger and sales control ledger
09 - Provide different report as per requirement of management
10 - Preparation of aging analysis of receivable and payable on the time basis

公司标识
Professional Banker
Self Employment (M/s H.H.H. Services) CEO
Jan 2008 - Jun 2015 | Karachi, Pakistan

 Property Consultant (Real Estate Services and Providers)
 Banking Consultant
 Insurance Consultant and Social Worker (House, Car, Life Insurance)

公司标识
Operation Manager
Faysal Bank Limited
Oct 2005 - Nov 2007 | Karachi, Pakistan

Operation Manager / AVP in Jodia Bazaar & Cloth Market Branch Karachi – Pakistan
Purpose : Efficiently and effectively manage, handle and supervise all operational functions of the branch in line with the applicable rules, procedures and controls
Principal Accountabilities
Operational:
 Managing that all the budgeted targets are achieved, and provide highest level of customer services within as well as outside the branch. Enhance the sales of banks’ products that is not limited to Consumer Finance and Liabilities
 Managing supervising and handling day-to-day branch operational functions related to area of Cash, Customer Account, FDRs, SWIFT, Remittance, Account (FCU), HR, Credit Administration, Foreign Trade and Guarantees, Lockers, I.T., ATM, General Communications and Security.
 Supervise scanning of customer signature.
 Review of general ledger, all suspense accounts, and Inter Branch and Nostro accounts.
 Review of all critical system reports
 Joint custodian of vault and safes including numbered stationery
 Reporting and coordination with County Operation Head for adherence to and development of SOPs
Compliance:
 Positive internal audit rating with low incidents of audit objections
 Complete adherence to SOPs and its periodic review for suggesting changes in policies and procedures
 Full compliance with SBP and other regulatory requirement (including account opening, KYC, AML, and customer complaints, etc)
Management:
 Recruitment of appropriate and requisite staff as per approved organization chart in coordination with Branch/Area Manager
 Enhancement of staff skills through training and job rotation as per HR training policies
 Optimization of staff productivity
 Ensure high morale and low turnover of staff
 Educate the staff regarding operational controls and procedures
Documentation:
 Timely submission of all SBP reports with 100% accuracy to avoid penalty
 Preparation of reports related to branch wise currency posi

公司标识
Operation Manager and Head of Foreign Trade
KASB Bank Limited
Dec 2003 - Sep 2005 | Karachi, Pakistan

Operation Manager in Jodia Bazaar Branch – Karachi – Pakistan (Sept ‘04 to Sept’ 05)
Head of Foreign Trade in Main Branch - Karachi – Pakistan (Dec ‘03 to Sept’ 04)
Purpose : Efficiently and effectively manage, handle and supervise all operational functions of the branch in line with the applicable rules, procedures and controls
Principal Accountabilities or Key Roles: Operational, Compliance, Management, Documentation, Planning and Controls, Problem Solving & Service, Other Responsibilities from Management

公司标识
Officer of Foreign Trade
Oman International Bank S.A.O.G
Apr 1996 - Dec 2003 | Karachi, Pakistan

Foreign Trade Department (Aug’ 01 to Dec ‘03)
 Opening Letter of Credit, Import Document Checking, acceptances, monitoring of maturities and payments, Preparation of all Trade related messages on SWIFT System,
 Export Letter of Credit Advising and E-Form Certification, Lodgment and Realization of Export documents, Negotiation of Export Documents
 Export Refinance Part-II., verification of EE-Form, EF- Forms from SBP and monitoring of Export performance.
 Opening of Guarantee, Amendment, after issuance of enquiry for confirmation, monitoring of guarantee expiry and sending reminder letters
 Time to time Enquiry for Reporting section SBP, Full compliance with prudential regulation, Foreign Exchange Manual SBP and UCP other regulatory requirement.
Customer Services (Jul ‘00 to Jul’ 01)
 To ensure that good quality and complaint-free service is provided to customers, Sales & Purchase travelers Cheque and Traveling Quota Issuance , New Account Opening & Closing, Local & Foreign Inward & Outward Remittance, All Transaction Supervision pertain to Operation Department, Issuance and Payment National Saving Certificates Registered & Defense Saving Certificate & Related Commission Claim with SBP, Issuance and Stock Keeping for Security Stationery, Issuance Pay-Order, Demand Draft, Full compliance with SBP and other regulatory requirement (including account opening, KYC, and customer complaints, etc)
Cash Department (Apr ‘96 to Jun ‘00)
 Head Teller, Ensure that good quality and complaint-free service is provided to customers, Quick disposal of customers at cash counters, Ensure that cash held on premises and tills is within insurance limit, Ensure accurate balancing of daily cash, Issuance/encashment of travelers cheques/foreign monies, Processing of Inward & Outward Clearing, To arrange cash local and foreign currencies from SBP and other Banks, Export Foreign Currency Notes, Strict compliance of rules and regulations of SBP and other agencies,

公司标识
Chief Cashier
Prudential Commercial Bank Limited
May 1995 - Mar 1996 | Karachi, Pakistan

Prudential Commercial Bank Ltd (May’ 95 to Mar’ 96)
 Chief Cashier, Arrange Cash Local Currencies from SBP & other Banks, Local Remittance, Fixed Term Deposit Certificate Issuance,

公司标识
Officer
Pan African Bank
Jul 1991 - Apr 1995 | Karachi, Pakistan

 Customer Services, Account opening, Term Deposit Certificates, Inward & Outward Clearing, Remittance, and Cash handling.

公司标识
Assistant
United Bank Limited (UBL)
Jul 1987 - Jul 1991 | Karachi, Pakistan

 Inward & Outward Clearing, Remittance, Posting CD & PLS Register, Daily Cash Book and Teller

学历

University of Karachi
学士, , B.Com‎
Accounting, Banking, Statistics, Field Crop Physiology, GSM, Computer Languages
所占比重 59%
1990
Commerce” from Board of Intermediate Education Karachi
, I.Com‎
所占比重 58%
1987
Board Of Secondary Education Karachi
, General Group‎
所占比重 68%
1985

技能

初学者 Accounting transactions
熟练 Admirative Assistance
中级 Auto Body Parts Knowledge
初学者 Balance Sheets
熟练 Bank Assurance
熟练 Bank Investment Operations
中级 Bank Reconciliation     
熟练 Bank-Consumer
熟练 Bank-Corporate
初学者 Budget Forecasting
熟练 Commercial Finance Knowledge
中级 Corporate Finance
中级 Handling Assignments
中级 Health Insurance Knowledge
中级 Healthcare Education Promotion
熟练 Insurance Writing
中级 Internal Audit Command
熟练 Internal Controls
中级 Internet Banking
中级 Invoice Discounting
熟练 Islamic Finance
熟练 Islamic Financial Accounting Standards
中级 Japanese & Korean Language Proficiency
中级 Life Insurance Knowlege
中级 Loans - Home
中级 Loans Business
初学者 Loss Statements
熟练 Managing Large Teams =
熟练 Managing Midsize Teams - 5 to 20 People
初学者 Mobile Banking
中级 Prepaid Ledger
初学者 Private Limited Companies
熟练 Real Estate Content Development
中级 Regional Banks
熟练 Retail Loans
中级 Sale Tax
中级 SME Finance
初学者 Stock Control
熟练 Teller Services

语言

初学者 古吉拉地语
中级 信德语
熟练 乌尔都语
熟练 英语
初学者 阿拉伯语

推荐

简短自我描述

Asif Akbar is One of the best Operations Managers I have worked with full support and talent.

简短自我描述
Shakir Ali
Business Analyst, Azentio Software FZ LLC
曾与你工作在 Faysal Bank Limited

He is a prudent Banker.

简短自我描述

Asif is very experienced banker in field of Operations and expert in Foreign Trade. He has sound experience in different foreign and local banks. I strongly recomend for his expertise.

简短自我描述

Asif is unfazed by challenges. Always prepared to take on anything encountered.

Asif 联系人

Abbas Petiwala
Serco Middle East