概要

Adaptability, persistence, and a competitive spirit underscore academic successes where goal–setting and balanced judgments have been crucial to delivering results.


I am a highly motivated and performance driven professional with 10+ years’ experience in the banking industry. Astute assessments and decisions have consistently engendered exceptional confidence and support by bank line and credit executives. A commitment to learning and independent work habits serve to produce skills that transfer to a high level of professionalism. Instrumental in formulating standard operating procedures by studying requirements, activities, and reporting formats, assessing proposals, conducting risk analysis, and supervising documents. Astute in identifying performance gaps and recommending solutions that align business and financial plans and deliver ground-breaking results. Ability to build strong rapport with personnel, customers, and associates based on knowledge, professionalism, and integrity with proven track record of increasing department efficiency, establishing processes and exceeding customer expectation.


My key skills include Banking Operations, Customer Service, Banking & Financial Services Management, Asset Management, Loan Documentation & Processing, Banking Risk & Regulations, Cash Handling, Client Relations, Legal Documents, Communication Skills, Problem Solving and MS Office


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such, I would welcome a discussion regarding opportunities with your organization that fit my background.

工作经历

公司标识
Accounts Executive
Factor LED
Aug 2024 - 代表 | Karachi, Pakistan


Responsibilities
Maintain incoming payments to their accounts within the billing system and reconcile discrepancies.
Preparing Bank Reconciliation
Record payments accurately in the accounting system and update distributor records accordingly.
Verifying the party bills for payment.
Process daily payments efficiently through RTGS and IBFT systems
Recording transactions in ERP and preparing financial reports for both companies
Preparing Journal Voucher.
Daily Invoicing
Maintain and Reconcile Factory and Warehouse Petty cash
Maintain and Reconcile Factory and Warehouse Inventory
Software using Ledgermax and BMS

公司标识
Accounts Officer
Kaim Khani & Brothers
May 2023 - Aug 2024 | Karachi, Pakistan


Responsibilities
Maintain daily transaction register.
Accounts Payable
Preparing Bank Reconciliation
Balancing daily transactions
Verifying the party bills for payment.
Book keeping
Record keeping for daily vouchers.
Daily Invoicing
Manage Petty cash

公司标识
CAD Officer
JS Bank Limited
Nov 2018 - Feb 2022 | Karachi, Pakistan


Responsibilities
Analysis of gold loans proposals.
Checking and Reviewing all post sanction documents asper policy.
Authorization for Gold Finance loan.
Documentation for Appointment of Gold smith valuator for gold finance.
Auction/liquidation proceeding against gold finance.
Authorization for security releasing.
Legal notices / Reminder letters making and follow up.
eCIB verification and market checking.

公司标识
Operations Manager
telenor microfinance bank
Sep 2010 - Nov 2018 | Karachi, Pakistan


Approving Cheque book & ATM Request and Custodian. Booking TDR & Saving Certificate. Pay order and cheque clearing execution. MWallet Mobile Account Opening. Resolve all easy paisa queries. Co-ordinated with RM/ OM and Head office. Requisition for eCIB & NADRA verification.

Performed a wide range of banking transactions in a timely and efficient manner, ensuring superior customer service and compliance with all banking regulations, policies, and procedures.
Efficiently managed daily operational standards relate to new account opening, account uploading, inward and outward clearing, remittance, Loan Disbursement, fund transfer and relationship management.
Developed and strengthened professional working relationship with a wide range of customers, by meeting and exceeding customer expectations and requirements within the department.

学历

University of Karachi
学士, 贸易学士, B Com‎
Accounting & Finance, Banking & Finance
2010

技能

中级 Book Keeping
初学者 Accounnts Management
中级 Account Planning
熟练 Accounting
初学者 Accounting Cycle Knowledge
中级 Accounts Administration
初学者 Accounts Finialization
中级 Accounts Payments Handling
中级 Accounts Receivable Software Command
中级 Accounts Software Command
中级 Anti Money Laundering
中级 Audit Reports Management
中级 Balance Sheet
熟练 Bank Reconciliation     
熟练 Banking Skills
初学者 Business Intelligence
初学者 Business Statistics
初学者 Complaint Management
中级 Compliance
中级 Credit Analysis
熟练 Daily Invoicing
初学者 Direct Tax
熟练 Email Writing
初学者 Employee Management
中级 End to End Sales
中级 Excel Reporting
熟练 Finance Management
熟练 Finance Reporting
中级 Financial Accounting
熟练 Financial Analysis
熟练 Financial and Budgeting Skills
中级 Financial Reporting
熟练 Financial Statement Analysis
初学者 Human Recourse Management
初学者 Internal Audit
中级 Knowledge Of MS Office
中级 Ledger Reconciliation
熟练 Microsoft Excel
初学者 MYOB
熟练 Operations manager
初学者 Payroll Management
熟练 Quality Control Printing
中级 Quick Books
初学者 Remittance
中级 Social Welfare Management
熟练 Special Effects
初学者 Statistical Reporting
初学者 Supply Chain Management
中级 Time Management
初学者 Trail Balance

语言

熟练 乌尔都语
中级 英语

Muhammad 联系人