概要

Experienced BBA (Agribusiness) Graduate with a demonstrated history of working in the Banking, Textile Finishing Mills, Dairy, Fertilizer, Pesticides and Agriculture Industry. Excellent reputation for resolving problems, improving customer satisfaction, and driving overall operational improvements. Skilled in Analytical Skills, MOS Office, Accounting, Self-MGT, Effective Communication, Multi-tasking, Time-MGT.

项目

Project on Principle of Management

工作经历

公司标识
AML Analyst
NBP (National Bank Of Pakistan)
Feb 2023 - 代表 | Karachi, Pakistan

公司标识
CSO - Branch Operations & Account Services
Habib Bank Limited
Feb 2021 - Nov 2022 | Shahdad Kot, Pakistan

Accountable for facilitating delivery of hassle free services to visiting customers and prospects that
meet or exceed customer’s expectations. Expand relationships by facilitating cross selling to existing
customers and fulfilling the requirements of any referral program in order to achieve maximum level of
customer excellence.
Control & Compliance:
– Develop a practical understanding and implementation of internal policies, prudential regulations and
KYC/AML/CDD/FATCA guidelines in processing of all account opening requests in order to ensure
adherence to the company's risk and compliance policies.
– Be involved in investigations and inspections of data, processes and practice in accordance with
established procedure to identify suspicious transaction reports for any potential or actual compliance
issues and raise for appropriate actions.
Handling Applications & Record Keeping:
– Handle Applications by accurate completion of customer application for products and services in line
with bank’s standard Operating Procedures.
– Ensure extraction, checking and monitoring of branch operational reports assigned by the supervisor
in adherence to the procedures and standards.
– Maintain records of service requests received and follow up on these through completion.
Business Growth:
– Actively identify cross sell opportunity and initiate solicitation effort to expand and deepen existing
relationships
– Enhance business by continuous review of all dormant/inoperative relationships for making accounts
active and beneficial.

公司标识
Farm Operations Coordinator
Taj Agri Farms
Feb 2020 - Feb 2021 | Sukkur, Pakistan

Farm Operations Coordinator at Taj Agri Farm as;
– Developing and sustaining long-lasting relationships with company stakeholders & customers.
– Arranging and managing meetings of key buyers with top management.
– Anticipating market needs and informing the Agriculture field team & management.
– Answering customers' questions and escalating complex issues to the relevant department as needed.
– Analyzing competitors' products to determine product features, benefits, shortfalls, and market success.
– Calling potential customers to explain company products and encourage purchases.
– Collating budget and expenditure data.
– Collating contracts, time-sheets and reports
– Continuously visit the market for potential/best buyers.
– Conducting market research to identify new business opportunities.
– Coordinating farm operations activities
– Developing accurate sales and expense reports.
– Developing in-depth knowledge of company products.
– Drafting presentations and formatting documents
– Facilitating project communications.
– Maintaining an accurate record of all sales, key buyers, scheduled customer appointments, and customer complaints.
– Providing insight into product development & competitive positioning.
– Scheduling meetings.
– Supporting senior team members with administrative functions.

公司标识
GBO Intern - Branch Operations & Account Services
Sindh Bank Limited
Jul 2019 - Aug 2019 | Qambar, Pakistan

– Responsible to provide support to the branch by managing core branch functions for servicing customers in accordance with the high standards of service quality of the bank.
– Responsible for the day-to-day interaction with customers of a fast-faced branch.
– Acts as a primary contact person and resolves operations issues as they arise.
– Proactively execute on the concepts developed by the Branch Manager with minimal supervision.
– Liaison with other internal departments to provide operational excellence to customers.
– Account Opening, Give requisition for cheque book, issue pay orders.
– Works with account closing.
– Process account transfer, provide account transfer facility.
– Cheque clearing process, Do online transactions.
– Provide account information and statement to the clients or customers.

公司标识
Commercial Trainee
Syngenta Pakistan Limited
Jun 2019 - Jul 2019 | Larkana, Pakistan

Commercial Trainee at the Syngenta as;
– Built strong relationships with clients by following up on previous purchases and suggesting new products.
– Dealt with the franchisers, sales, distribution, and supply chain activities with & under the supervision of the supervisors including; Franchisers, Field Officers, Senior Technical Sales Officer (STSO) & Syngenta field team.
– Do the vegetables & rice farm visits, group discussion, product sale call & product orientation of the Refit & Virtako product along with other products.
– Identified and communicated customer needs to supply chain capacity and quality teams.
– Worked alongside retail representatives to boost sales by enhancing product presentations and product sales call.

公司标识
Junior Accounts Assistant
Mumtaz Zarai Markaz
Apr 2019 - May 2019 | Naudero, Pakistan

– Providing support to the manager in accounts.
– Performing basic office tasks, such as filling, data entry, answering phones, etc.
– Processing transactions, issuing checks, and updating ledgers, budgets, etc.
– Handling communications with clients and vendors via phone, and in-person.
– Office Management: Learnt & analyze the current practices at the management level of the agro-chemical retail shop, proper documentation, record keeping.
– Supervised: Assistant at the retail shop & report directly to the owner. It helps me to develop & improve my skills (e.g., bargaining, communication, customer relationship, customer service, accounting, marketing, and others) that help me in personal skills development.

公司标识
Commercial Trainee
Engro Fertilizer Limited
Apr 2019 - Apr 2019 | Larkana, Pakistan

– Dealt with the dealers, sales, distribution, warehouse, supply chain & Zarkhez business unit activities.
– Did the vegetables & wheat farm visits, group discussion, soil sampling, sale call & product orientation of the Zarkhez & Zabardast Urea along with other SFB products.
– Implemented up-selling strategies, encompassing recommendations of fertilizer, and complementary purchases.
– Tracked stock using company inventory management software (SAP & WMS) with & under the supervision of the four supervisors including; Warehouse Incharge, DO, SO, Area Incharge of the Larkana (SMDO) & Engro fertilizer field team.
– Worked alongside retail representatives to boost sales by enhancing product presentations and product sale call.

公司标识
Business Operations Management Trainee
Sapphire Textile & Finishing Mills Limited
Jan 2019 - Mar 2019 | Raiwind, Pakistan

Business Operations Intern at the Spinning, Weaving, Denim & Greige fabric, Garment, Dyeing, Dairy, Retail & Finishing units of Sapphire Group, and worked with & under the supervision of the 24 managers, including AM, JAM, & Supervisor, etc.
– Had exposure to each department Spinning, Weaving, Processing & Dyeing, Cutting, Finishing, Stitching, and Sapphire Dairy.
– Negotiations: Attained expert level of product knowledge, becoming a go-to person for major sales and vendor negotiations.
– Dealt with systems for inventory control, merchandising, financial reports, and schedules, dramatically increasing operational efficiency.
– Human Resource Management: Analyzed & understood the HRM practices & management at an organizational level.
– Operation Management: Learnt the management operations at the Textile & Finishing Mills in the State-of-Art units of the organization from raw-cotton receiving to selling garment & greige fabric to customers, customer advice & follow-up to creating long-term customer equity.
– Office Management: Learnt & analyze the current practices at the management level of the textile & industrial sector, proper documentation, record-keeping, follow-up, etc.

公司标识
Rural Banking Intern
Habib Bank Limited
Jul 2018 - Aug 2018 | Tando Mohd Khan, Pakistan

– Analyzed, Observed and Tacit the job, tasks & responsibilities of the AFO, managed 05 agriculture loans & farmers along with & under the supervision of two agriculture finance officers (AFO's).
– Dealt with farmers, do documentation of the financing, reporting & agriculture field visit for confirming financing to farmers with AFO's.
– Knowledgeable of appropriate documentation of loan renewal, and Customer dealing in urban & rural branch.
– Paid out time in RHQ, tacit the practices of agricultural loaning, understand the rotary of loan installments, and required documents at RHQ for loaning approval.
– Paid out time in rural branch & knowledgeable about agricultural banking practices, management & customer dealing.
– Worked under the supervision of Agri. Finance Officer to gain some technical knowledge about rural banking and for developing skills (e.g., bargaining, communication, spot verification, documentation, customer relationship, market analysis) that help me in personal skills and technical skill development.

学历

Sukkur Institute of Business Administration
硕士, , BBA‎
Business Administration
CGPA 3.4/4
2019
Board of Intermediate & Secondary Education Larkana
中级/A级, , F.Sc Pre-Medical‎
Biology, Chemistry, Physics
所占比重 64%
2015
Govt. Boys Higher Secondary School Naudero
大学入学/0级, , Matric in Science‎
Science
2013

技能

熟练 Quality Assurance
初学者 360 Recruitment
熟练 4 Knowledge of Taxation
熟练 Academic Administration
熟练 Account Management
熟练 Account Payable
熟练 Accounting
熟练 Accounts Administration
熟练 Accounts / Manager
熟练 Accounts Administration
熟练 Accounts Management Sklis
熟练 Accounts Managmenet
熟练 Accounts Receivables
熟练 Admin Assistantce
熟练 Administration Knowledge
熟练 Administrative Management 
熟练 Aesthetic Procedures Knowledge
熟练 Agile To Learn
熟练 AI Programs
熟练 Analytical Skills
熟练 Analytics
熟练 Anti Money Laundering
中级 Applications Processing
熟练 Aseptic Technique Knowledge
初学者 Atlassian
初学者 Attendance Management
熟练 Attention To Details
熟练 Attraction Marketing
熟练 Audit Assignment Handling
中级 Audit Management
中级 Audit Report Writing Skills
中级 Audit Reports Management
初学者 AVAYA Communication Manager
熟练 • Organizational And Follow Up Skills Are A
熟练 • Strong Credit
熟练  Adobe Premiere Pro
熟练 B2B Leads
中级 B2B Manager
熟练 Backend Operations
熟练 Balance Sheet Handling
熟练 Bank Operations
熟练 Bank Recociliation
熟练 Bank Reconciliation on
熟练 Banking
中级 Banking Clause Knowledge
中级 Banking Companies Ordinance
熟练 Banking Knowledge
熟练 Barcode Scanning
熟练 Basic Knowledge of Labor Legislation
熟练 Beverage Formulation

语言

初学者 旁遮普语
熟练 信德语
熟练 乌尔都语
中级 英语