Relationship Officer SME

Mobilink Bank

发布 May 31, 2024 216 查看 Report Job

What is Relationship Officer SME - MMBL?

In Mobilink Bank, a Relationship Officer SME (Small and Medium Enterprises) is typically responsible for managing relationships with small and medium-sized business clients. Their primary focus is on cultivating and maintaining strong relationships with SME clients to meet their financial needs and objectives while also driving revenue growth for the bank.

What Relationship Officer SME - MMBL does?

Implement the approved sales/service plans to achieve growth objectives of bank by agreeing micro level sales/service delivery plans with BM/RM.
Conduct market assessment/research to identify selling possibilities and new markets / areas and review the existing market / areas for final decisions in consultation with line manager.
Sells products by establishing contact and developing relationships with customers as per defined SOP of the bank.
Achievement of Targets/Objectives of sales in assigned areas with best ethics and moral practices by following SOPs
Ensure target achievement through genuine sale by avoiding family loaning, activist base lending and adjustment lending.
Make business of company profitable through sales of loans and enhancement of number of customers by following SOPs of the bank.
Marketing of company products and make strategy in this regards
Identifies business opportunities by identifying prospects and evaluation of position of the industry.
Evaluation of customer s profile by adopting of five C s of credit.
Dissemination of terms and conditions of the products offered by the customers
Ensuring on track performance by conducting physical verification of the prospective clients.
Ensure proactive collection, perusal timely repayment of loans by communication with clients and ensuring hundred percent collections of loans by following SOPs of the bank.
Extra care must be taken while handling of customers legal documents to avoid any misuse.
Guide customers to deposit their loan repayments at cash counter only.
Avoid cash handling of any customers of the bank while performing RO function however in case of collection from field, proper strict compliance of collection manual must be ensured.
Preparation of weekly field activity planner and deviation marking in consultation with LM.
Ensure Monthly/Quarterly meeting of customers as per defined products program.
Conduct loan booking in strict compliance with bank s policies, procedures, ethics, and standards.
Ensure continuous review of product and services related knowledge and recommend areas of improvement through personal/client feedback.
Meet internal service standards and ensure no service related complaints are received from customers by following bank fair treatment of customer policy.
Developing and sustaining long-lasting relationship of the bank with customers
Report cases with intent of fraud or prospective loss to the bank by internal or external customers in any form to his line Manager/HOD.
Ensure compliance of bank products SOPs and SBPs rules and regulation
To safeguards reputation of the bank to avoid any financial, operational and market loss by adopting internal control standards in true letter and spirit.

What are we looking for and what does it require to be Relationship Officer SME - MMBL?

Hold a Bachelor s degree from a reputable Institution, however MBA will be preferable.
Preferably have at least 1-2 years experience in related field.

工作详细内容

全部职位:

1 发布

工作类型:

全职/长期工

工作地址:

卡拉奇, 巴基斯坦

性别:

没有偏好

在之前申请:

Dec 28, 2024

发布日期:

May 31, 2024

Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.