We provide small to medium size businesses MCA(Merchant Cash Advance) programs. Merchant cash advance is not a loan. Merchant cash advance provides the cash businesses need through a purchase of their future receivables. SAK Financials agrees to pay its merchant cash advance clients upfront in a lump sum for a percentage of sales they will make over time. Loans are generally fixed and not based on actual sales. A merchant cash advance is based entirely on the projected volume of future receivables. Businesses that choose merchant cash advance as a method of financing don’t pay back a debt the way they do when taking out a loan. When future credit card sales are sold to the company offering the merchant cash advance, a client isn’t repaying; they’re simply delivering on a purchase already made. Future receivables are sold in exchange for cash when, and to the extent that, they actually occur. With a loan, a business must repay the principal and interest amount borrowed no matter what the ebb and flow of business looks like.